1539 Mitchell Ln, Mount Eden, KY 40046 Property Records

Spencer County property record for 1539 Mitchell Ln, Mount Eden, KY 40046

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,960 sqft · built 1978
Lot Size	1.11 acres (48,613 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,657 (2025)
Deeds & Mortgages	Aug 2026 Sale Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-01-0B`

Property Details

APN / Parcel Number

Primary APN	`53-01-0B`
Alternative APNs	`91321` `9132`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
Basement Area	1,960 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,613 sqft (1.11 acres)
Driveway	Driveway
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	91321
Street Address	1539 MITCHELL LN
City	MOUNT EDEN
State	KY
Zip	40046-7046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.116 ACRES
Jurisdiction	SPENCER KY
Township / Civil Division	TAYLORSVILLE
Census Block Group	3
Census Block	3002
Census Tract	80200

Owner

Source: Spencer County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1539 MITCHELL LN, MOUNT EDEN, KY 40046-7046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jan 8, 2021	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Aug 23, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 29, 2026
Transfer Doc	0000249247
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SPENCER KY
Recording Date	Aug 3, 2026
Property Address	1539 MITCHELL LN, MOUNT EDEN, KY 40046-7046
Document Number	0000249247
Book / Page	348 / 272
Instrument Date	Jul 29, 2026
Instrument	2026249247
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1539 MITCHELL LN, MOUNT EDEN, KY 40046-7046

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER KY
Property Address	1539 MITCHELL LN, MOUNT EDEN, KY 40046-7046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	550/613
Date	Jan 8, 2021
Book Page	550/613
Instrument	221065

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Dec 20, 2040

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER KY
Property Address	1539 MITCHELL LN, MOUNT EDEN, KY 40046-7046
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	512/437
Date	Aug 23, 2019
Book Page	512/437
Instrument	213174

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 18, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Spencer County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Spencer County
Unified School District	Spencer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,657.00 (-23.29%) Homeowner's exemption	$220,000 (-) Land $20,000 Building $200,000	$220,000 (-)
2023	$2,160.00	$220,000 Land $20,000 Building $200,000	$220,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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