Spencer County property record for 499 Mitchell Ln, Mount Eden, KY 40046
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Lot Size | 13 acres (566,280 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,084 (2025) |
| Deeds & Mortgages | Nov 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-29-0B-01 |
| Primary APN | 52-29-0B-01 |
|---|---|
| Alternative APNs |
|
| Lot Area | 566,280 sqft (13 acres) |
|---|
| Account Number | 296981 |
|---|---|
| Street Address | 499 MITCHELL LN |
| City | MOUNT EDEN |
| State | KY |
| Zip | 40046-7042 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | EMMA STEVENS EST/TR 1/13 ACS |
| Legal Subdivision | STEVENS EST |
| Legal Tract | 1 |
| Jurisdiction | SPENCER KY |
| Township / Civil Division | TAYLORSVILLE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 80200 |
Source: Spencer County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 499 MITCHELL LN, MOUNT EDEN, KY 40046-7042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER KY |
| Property Address | 499 MITCHELL LN, MOUNT EDEN, KY 40046-7042 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000545/741 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 545/741 |
| Instrument | 220128 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.5% |
Source: Spencer County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Spencer County |
| Unified School District | Spencer County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,084.00 (+20.09%) | $318,000 (+21.61%) Land $261,500 Building $56,500 | $418,000 (+25.24%) Land $120,000 Building $298,000 |
| 2023 | $2,568.00 | $261,500 Land $20,000 Building $241,500 | $333,750 Land $92,250 Building $241,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Bluegrass Fiber Fixed Wireless | 25 / 6 |
5G and 4G LTE (outdoors only)
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