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6920 Towering Spruce Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 6920 Towering Spruce Dr, Riverview, FL 33578 · Last verified December 2025

Property Summary

Property TypeTownhouse
Details2 bd · 3 ba · 1,176 sqft · built 2008
OwnerIndividual Name on File
Last Sale$225,000 (Sep 2025)
Tax Bill$3,594 (2025)
Deeds & MortgagesSep 2025 Sale & Second Mortgage
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0761511412

Property Details

APN / Parcel Number

Primary APN0761511412
Alternative APN
  • U1830209CO000036000060

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,176 sqft Heated Area
1st Floor Area548 sqft
2nd Floor Area1,096 sqft
Upper Floors Area80 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
PorchOpen Porch
Porch Area67 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0761511412
Street Address6920 TOWERING SPRUCE DR
CityRIVERVIEW
StateFL
Zip33578-8865
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionOAK CREEK PARCEL 2 UNIT 2A LOT 6 BLOCK 36
Legal Range20E
Legal Township30S
Legal Section18
Legal SubdivisionOAK CREEK PARCEL 2 UNIT 2A
Legal Block36
Legal Lot Number6
Legal Unit2A
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionPALM RIVER-GIBSONTON
Census Block Group3
Census Block3023
Census Tract13702

Owner

Source: Hillsborough County records · APN 0761511412

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6920 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Warranty Deed, Transfer · Stand-Alone Second Mortgage
THE MORTGAGE FIRM INC
Jan 18, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 16, 2025 · Amount on Record
Deed SaleSep 16, 2025 · Amount on Record
Prior SaleJan 18, 2022 · Amount on Record
Deed Document Number2025402070
Record UpdatedJun 08, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateSep 16, 2025
Property Address6920 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0000402070
Map ReferenceMB 113 PG 246-258
Instrument DateSep 15, 2025
Instrument2025402070
Transaction TypeTransfer
Record UpdatedOct 15, 2025
Title CompanyEVERGREEN STLMT SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address835 10TH AVE S, SAINT PETERSBURG, FL 33701-4725

Transferred To (Grantee/Buyer)

NameVerified Name
Address6920 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865

Mortgage

Document Number0000402072
DateSep 16, 2025
Instrument2025402072
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Mortgage

Document Number0000402071
DateSep 16, 2025
Instrument2025402071
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 18, 2022
Property Address6920 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Document Number0000030112
Map ReferenceMB 113 PG 246
Instrument DateJan 14, 2022
Instrument2022030112
Transaction TypeTransfer
Record UpdatedOct 07, 2025
Title CompanyTITLE AND ABSTRACT AGENCY/AMERICA, TITLE & ABSTRACT AGY OF AMER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,652.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 6633, BRANDON, FL 33508-6011

Transferred To (Grantee/Buyer)

NameVerified Name
Address6920 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
InvestorPossibly a Property Investor

Mortgage

Document Number0000030113
DateJan 18, 2022
Instrument2022030113
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,594.00 (+0.06%) Homeowner's exemption$180,470 (-4.06%) Land $18,047 Building $162,423$180,470 (-4.06%) Land $18,047 Building $162,423
2024$3,592.00 (-11.31%) Homeowner's exemption$188,100 (+9.49%) Land $18,810 Building $169,290$188,100 (+9.49%) Land $18,810 Building $169,290
2023$4,050.00 (+145.75%)$171,794 (+126.96%) Land $17,179 Building $154,615$171,794 (+10.27%) Land $17,179 Building $154,615
2022$1,648.00 Homeowner's exemption$75,692$155,792 Land $15,579 Building $140,213

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570137023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 208 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies208 in force
Nearby Flood Claims27 (2008–2024)
Claims Outside the SFHA15 of 27
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 13 claims
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,961 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 586 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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