6913 E Sprague Rd, Independence, OH 44131 Property Records

Cuyahoga County property record for 6913 E Sprague Rd, Independence, OH 44131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,079 sqft · built 1951
Lot Size	0.601 acres (26,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,375 (Sep 2018)
Tax Bill	$4,363 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`563-26-019`

Property Details

APN / Parcel Number

Primary APN	`563-26-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,079 sqft Living Area
1st Floor Area	1,079 sqft
Basement Area	815 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,200 sqft (0.601 acres)
Lot Dimensions	291 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	6913 E SPRAGUE RD
City	INDEPENDENCE
State	OH
Zip	44131-6518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-1
Legal Description	3-40 WP 646.74FT SEC
Legal Subdivision	WEST/CUYAHOGA RIVER TRACK #3
Legal Tract	3
Legal Lot Number	3
Jurisdiction	CUYAHOGA OH
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2010
Census Tract	156102

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6913 E SPRAGUE RD, INDEPENDENCE, OH 44131-6518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 28, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 4, 2018	Warranty Deed, Transfer AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Prior Sale	Feb 6, 2018
Deed Document Number	0009040639
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	6913 E SPRAGUE RD, INDEPENDENCE, OH 44131-6518
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000116
Date	Jun 3, 2022
Instrument	202206030116

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	6913 E SPRAGUE RD, INDEPENDENCE, OH 44131-6518
Document Number	0007180077
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6913 E SPRAGUE RD INDEPENDENCE OH 441316518, INDEPENDENCE, OH 44131-6518

Mortgage

Document Number	0007180077
Date	Jul 18, 2019
Instrument	7180077

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Sep 4, 2018
Property Address	6913 E SPRAGUE RD, INDEPENDENCE, OH 44131-6518
Document Number	0009040639
Instrument Date	Sep 4, 2018
Instrument	9040639
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$561.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6913 E SPRAGUE RD INDEPENDENCE OH 441316518, INDEPENDENCE, OH 44131-6518

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Independence City
Unified School District	Independence Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,363.00 (-3.47%) Homeowner's exemption	$94,510 (-) Land $16,840 Building $77,670
2024	$4,520.00 (+28.89%) Homeowner's exemption	$94,510 (+41.8%) Land $16,840 Building $77,670	$270,000 (+41.81%) Land $48,100 Building $221,900
2023	$3,507.00 (+0.54%) Homeowner's exemption	$66,650 (-) Land $19,150 Building $47,500
2022	$3,488.00 Homeowner's exemption	$66,650 Land $19,150 Building $47,500
2021			$190,400 Land $54,700 Building $135,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–1980)
Most Recent Claim	Jan 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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