6815 E Sprague Rd, Independence, OH 44131 Property Records

Cuyahoga County property record for 6815 E Sprague Rd, Independence, OH 44131

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,749 sqft · built 1974
Lot Size0.7 acres (30,510 sqft)
OwnerCompany Name on File
Last Sale$240,000 (Jun 2018)
Tax Bill$5,009 (2025)
Deeds & MortgagesSep 2025 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN563-26-029

Property Details

APN / Parcel Number

Primary APN563-26-029

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,749 sqft Living Area
Gross Area5,096 sqft
1st Floor Area2,749 sqft
Basement Area1,822 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area30,510 sqft (0.7 acres)
Lot Dimensions270 ft deep x 119 ft wide
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area99 sqft
Deck Area791 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address6815 E SPRAGUE RD
CityINDEPENDENCE
StateOH
Zip44131-6553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeU-1
Legal Description3-40 WP 1000 FT SEC
Legal SubdivisionINDEPENDENCE 03
Legal Tract3
Legal Lot Number3
JurisdictionCUYAHOGA OH
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2010
Census Tract156102

Owner

Source: Cuyahoga County assessment roll, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address6815 E SPRAGUE RD, INDEPENDENCE, OH 44131-6553
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Deed of Trust, Mortgage
DOLLAR BANK FSB
Jun 29, 2018Warranty Deed, Transfer · Conventional Mortgage
DOLLAR BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2018 · Amount on Record
Deed SaleJun 29, 2018 · Amount on Record
Prior SaleJul 26, 2002 · Amount on Record
Deed Document Number2018406
Prior Transfer DateFeb 21, 2008
Prior Transfer Doc0000000384
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address6815 E SPRAGUE RD, INDEPENDENCE, OH 44131-6553
Transaction TypeMortgage
Record UpdatedOct 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address6815 E SPRAGUE RD, INDEPENDENCE, OH 44131-6553

Mortgage

Document Number0000000021
DateSep 29, 2025
Instrument202509290021
Lender
NameDOLLAR BANK FSB
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
AmountAmount Recorded

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateJun 29, 2018
Property Address6815 E SPRAGUE RD, INDEPENDENCE, OH 44131-6553
Document Number0006290406
Instrument DateJun 26, 2018
Instrument6290406
Transaction TypeTransfer
Record UpdatedJul 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$960.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address6815 E SPRAGUE RD INDEPENDENCE OH 441316553, INDEPENDENCE, OH 44131-6553

Mortgage

Document Number6290407
DateJun 29, 2018
Instrument6290407
Lender
NameDOLLAR BK
TypeBank
AddressCANTON, OH 44711-8469
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 28, 2048

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityIndependence City
Unified School DistrictIndependence Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,009.00 (-3.47%) Homeowner's exemption$108,500 (-0.01%) Land $17,745 Building $90,755$310,000 (-) Land $50,700 Building $259,300
2024$5,189.00 (+14.67%) Homeowner's exemption$108,510 (+29.16%) Land $17,750 Building $90,760$310,000 (+29.17%) Land $50,700 Building $259,300
2023$4,525.00 (+2.91%)$84,010 (-) Land $21,250 Building $62,760
2022$4,397.00 Homeowner's exemption$84,010 Land $21,250 Building $62,760
2021$240,000 Land $60,700 Building $179,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1979–1980)
Most Recent ClaimJan 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people · EPA ID OH1801212
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Cogeco Cable Holdings II
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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