6903 E Sprague Rd, Independence, OH 44131 Property Records

Cuyahoga County property record for 6903 E Sprague Rd, Independence, OH 44131 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,869 sqft · built 1951
Lot Size	0.799 acres (34,800 sqft)
Owner	2 Individual Names on File
Last Sale	$230,500 (Jul 2003)
Tax Bill	$4,800 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`563-26-023`

Property Details

APN / Parcel Number

Primary APN	`563-26-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,869 sqft Living Area
Gross Area	3,608 sqft
1st Floor Area	1,310 sqft
2nd Floor Area	559 sqft
Basement Area	1,118 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,800 sqft (0.799 acres)
Lot Dimensions	348 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	224 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	6903 E SPRAGUE RD
City	INDEPENDENCE
State	OH
Zip	44131-6518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-40 WP 746.74FT SEC
Legal Subdivision	INDEPENDENCE 03
Legal Tract	3
Legal Lot Number	3
Jurisdiction	CUYAHOGA OH
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2010
Census Tract	156102

Owner

Source: Cuyahoga County records · APN 563-26-023

Assessment roll updated March 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6903 E SPRAGUE RD, INDEPENDENCE, OH 44131-6518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2003 · Amount on Record
Deed Sale	Jul 09, 2003 · Amount on Record
Prior Sale	Mar 03, 1985
Deed Document Number	2003914
Prior Transfer Date	Feb 08, 2003
Prior Transfer Doc	0000001192
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	6903 E SPRAGUE RD, INDEPENDENCE, OH 44131-6518
Document Number	0009240148
Instrument Date	Sep 07, 2019
Transaction Type	Mortgage
Record Updated	Oct 09, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6903 E SPRAGUE RD INDEPENDENCE OH 441316518, INDEPENDENCE, OH 44131-6518

Mortgage

Document Number	0009240148
Date	Sep 24, 2019
Instrument	9240148

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 23, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cuyahoga County records · Assessment roll updated March 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Independence City
Unified School District	Independence Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,800.00 (-3.48%) Homeowner's exemption	$103,985 (%) Land $17,185 Building $86,800	$297,100 (-) Land $49,100 Building $248,000
2024	$4,973.00 (+17.65%) Homeowner's exemption	$103,990 (+29.45%) Land $17,190 Building $86,800	$297,100 (+29.46%) Land $49,100 Building $248,000
2023	$4,227.00 (+0.55%) Homeowner's exemption	$80,330 (-) Land $19,530 Building $60,800
2022	$4,204.00 Homeowner's exemption	$80,330 Land $19,530 Building $60,800
2021			$229,500 Land $55,800 Building $173,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cuyahoga County (39035C), updated December 16, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.