Worcester County property record for 6910 S Point Rd, #RUM, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,058 sqft · built 2002 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $769,275 (Jul 2016) |
| Tax Bill | $8,896 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-359872 |
| Primary APN | 10-359872 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,058 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 54,014 sqft (1.24 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 673 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | 118 sqft |
| Patio Area | 148 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 359872 |
|---|---|
| Street Address | 6910 S POINT RD, RUM |
| City | BERLIN |
| State | MD |
| Zip | 21811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 5 1.24 ACS RUM POINTE RD RUM POINTE ESTATES |
| Legal Subdivision | RUM POINTE ESTATES |
| Legal Lot Number | 5 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 951700 |
6910 S Point Rd, #RUM is owned by two individuals who bought it in July 2016.
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6910 RUM POINT LN, BERLIN, MD 21811-2572 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2016 · Amount on File |
| Deed Sale | Jul 20, 2016 · Amount on File |
| Prior Sale | Oct 21, 2005 · Amount on File |
| Deed Book / Page | 6810 / 108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 6910 S POINT RD # RUM, RUM, BERLIN, MD 21811-2638 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0077420438 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 7742/438 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
The 2026 property tax bill for 6910 S Point Rd, #RUM was $8,896, up 0.5% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,896.00 (+0.53%) | $957,367 | $967,500 Land $499,700 Building $467,800 |
| 2025 | $8,849.00 | ||
| 2023 | $7,949.00 | $830,700 | $952,300 Land $499,700 Building $452,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6910 S Point Rd, #RUM in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 130 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 130 in force |
| Nearby Flood Claims | 38 (1989–2012) |
| Claims Outside the SFHA | 4 of 38 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6910 S Point Rd, #RUM is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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