Worcester County property record for 6906 S Point Rd, #RUM, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,732 sqft · built 2004 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,475,000 (Dec 2025) |
| Tax Bill | $9,165 (2026) |
| Deeds & Mortgages | Dec 2025 Sale Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-359856 |
| Primary APN | 10-359856 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,732 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 47,045 sqft (1.08 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 542 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 292 sqft |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 359856 |
|---|---|
| Street Address | 6906 S POINT RD, RUM |
| City | BERLIN |
| State | MD |
| Zip | 21811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 3 1.08 ACS RUM POINTE RD RUM POINTE ESTATES |
| Legal Subdivision | RUM POINTE ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 951700 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6906 RUM POINT LN, BERLIN, MD 21811-2572 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed, Transfer |
| Nov 18, 2020 | Deed, Transfer · Commercial Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on Record |
| Deed Sale | Dec 23, 2025 · Amount on Record |
| Prior Sale | Nov 18, 2020 · Amount on Record |
| Deed Book / Page | 9064 / 137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Dec 23, 2025 |
| Property Address | 6906 S POINT RD # RUM, RUM, BERLIN, MD 21811 |
| Document Number | 0090640137 |
| Book / Page | 9064 / 137 |
| Map Reference | MB 7834 PG 396 |
| Instrument Date | Dec 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6906 RUM POINT LN, BERLIN, MD 21811-2572 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Nov 18, 2020 |
| Property Address | 6906 S POINT RD # RUM, RUM, BERLIN, MD 21811-2638 |
| Document Number | 0078340396 |
| Book / Page | 7834 / 396 |
| Map Reference | MB RHO 145 FO 12 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | NAVY FEDERAL TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6906 RUM POINT LN, BERLIN, MD 21811-2572 |
| Document Number | 0007834404 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 7834/404 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,165.00 (+7.38%) | $986,567 (+0.55%) | $997,300 (+1.64%) Land $498,900 Building $498,400 |
| 2025 | $8,535.00 (+3.68%) Homeowner's exemption | $981,200 (+11.25%) Land $498,900 Building $482,300 | $981,200 (-) Land $498,900 Building $482,300 |
| 2023 | $8,232.00 Homeowner's exemption | $882,000 | $981,200 Land $498,900 Building $482,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 130 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 130 in force |
| Nearby Flood Claims | 38 (1989–2012) |
| Claims Outside the SFHA | 4 of 38 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 84% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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