6620 S Point Rd, Berlin, MD 21811 Property Records

Worcester County property record for 6620 S Point Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,533 sqft · built 2024
Lot Size	5.51 acres (240,016 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jul 2022)
Tax Bill	$6,736 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Mar 2026 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`10-022738`

Property Details

APN / Parcel Number

Primary APN	`10-022738`
Alternative APN	`022738`

Interior

Full Baths	3 Baths
Stories	3 Stories
Building Area	2,533 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	240,016 sqft (5.51 acres)
View / Lot	Waterfront
Garage Type	Built-in
Garage Area	947 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	022738
Street Address	6620 S POINT RD
City	BERLIN
State	MD
Zip	21811-2635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	5.517 ACS DIVISION 6 DECATUR RD PL PT ZADOCK FARM
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3041
Census Tract	951700

Owner

Source: Worcester County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2811 BLAINE DR, CHEVY CHASE, MD 20815-3039
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Mar 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC
Jul 25, 2022	Deed, Transfer SAGE TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Deed Book / Page	8429 / 90
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Recording Date	Oct 2, 2026
Property Address	6620 S POINT RD, BERLIN, MD 21811-2635
Document Number	9229000265
Book / Page	9229 / 265
Instrument Date	Sep 25, 2026
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	COUNSEL TITLE LLC, COUNSEL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	6620 S POINT RD, BERLIN, MD 21811-2635

Mortgage

Document Number	9229000265,
Date	Oct 2, 2026
Book Page	9229/265

Lender

Name	WESBANCO BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 25, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	6620 S POINT RD, BERLIN, MD 21811-2635
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6620 S POINT RD, BERLIN, MD 21811-2635

Mortgage

Document Number	0091130157
Date	Mar 23, 2026
Book Page	9113/157

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Margin	3
Max Rate	12%

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jul 25, 2022
Property Address	S POINT RD, BERLIN, MD 21811
Document Number	0084290090
Book / Page	8429 / 90
Map Reference	MB FWH 14 FO 29
Instrument Date	Jun 17, 2022
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2811 BLAINE DR, CHEVY CHASE, MD 20815-3039

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,736.00 (+4.19%)	$729,900 (+4.2%)	$788,700 (+12.59%) Land $257,600 Building $531,100
2025	$6,465.00 (+240.26%)	$700,500 (+252.72%) Land $212,600 Building $487,900	$700,500 (+252.72%) Land $212,600 Building $487,900
2023	$1,900.00	$198,600 Land $198,600	$198,600 Land $198,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 130 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	38 (1989–2012)
Claims Outside the SFHA	4 of 38
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 84% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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