Worcester County property record for 6914 S Point Rd, #RUM, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,547 sqft · built 2011 |
| Lot Size | 1.84 acres (80,150 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,099,000 (Oct 2018) |
| Tax Bill | $9,778 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-359899 |
| Primary APN | 10-359899 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,547 sqft Total Area |
| Utility Area | 428 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 80,150 sqft (1.84 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,265 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 359899 |
|---|---|
| Street Address | 6914 S POINT RD, RUM |
| City | BERLIN |
| State | MD |
| Zip | 21811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 7A 1.84 ACS RUM POINTE RD RUM POINTE ESTATES |
| Legal Subdivision | RUM POINTE ESTATES |
| Legal Lot Number | 7A |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 951700 |
6914 S Point Rd, #RUM is owned and occupied by two individuals who bought it in October 2018.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6914 S POINT RD, RUM, BERLIN, MD 21811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Oct 30, 2018 | Grant Deed, Transfer CAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2018 · Amount on File |
| Deed Sale | Oct 30, 2018 · Amount on File |
| Prior Sale | Apr 15, 2008 · Amount on File |
| Deed Book / Page | 7311 / 286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 6914 S POINT RD # RUM, RUM, BERLIN, MD 21811-2638 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0080730001 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 8073/1 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Oct 30, 2018 |
| Property Address | 6914 S POINT RD # RUM, RUM, BERLIN, MD 21811-2638 |
| Document Number | 0073110286 |
| Book / Page | 007311 / 000286 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2018 |
| Title Company | CAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,099.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6914 RUM POINT LN BERLIN MD 218112572, BERLIN, MD 21811-2572 |
The 2026 property tax bill for 6914 S Point Rd, #RUM was $9,778 with a homeowner's exemption, up 0.1% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,778.00 (+0.09%) Homeowner's exemption | $1,212,967 | $1,229,100 Land $502,700 Building $726,400 |
| 2025 | $9,769.00 Homeowner's exemption | ||
| 2023 | $9,450.00 Homeowner's exemption | $1,054,167 | $1,204,900 Land $502,700 Building $702,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6914 S Point Rd, #RUM in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 130 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 130 in force |
| Nearby Flood Claims | 38 (1989–2012) |
| Claims Outside the SFHA | 4 of 38 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6914 S Point Rd, #RUM is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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