Louisville/Jefferson County Metro Government property record for 6906 Timber Bluff Ct, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 3,592 sqft · built 1979 |
| Lot Size | 0.339 acres (14,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $354,000 (Oct 2017) |
| Tax Bill | $4,928 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21171100410000 |
| Primary APN | 21171100410000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,592 sqft Finished Area |
| Basement Area | 2,070 sqft |
| Flooring | Covered |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,780 sqft (0.339 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 760 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 00002233 |
|---|---|
| Street Address | 6906 TIMBER BLUFF CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDENTIAL SINGLE FAM |
| Legal Description | LOT 41 TIMBERLAKE SUB. SEC1, PB.32 PG. 90; 0.3393 AC+/- |
| Legal Subdivision | TIMBERLAKE SUB |
| Legal Lot Number | 41 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 10312 |
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6906 TIMBER BLUFF CT, PROSPECT, KY 40059-9316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BANK & TRUST CO |
| Jan 9, 2023 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO |
| Mar 12, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED STATES FCU |
| Oct 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BK |
| Oct 9, 2017 | Grant Deed, Transfer · Conventional Mortgage COMMONWEALTH BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2017 · Amount on Record |
| Deed Sale | Oct 9, 2017 · Amount on Record |
| Prior Sale | Sep 10, 2001 |
| Deed Document Number | 0010999108 |
| Deed Book / Page | 10999 / 108 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 6906 TIMBER BLUFF CT, PROSPECT, KY 40059-9316 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000063453 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 17239/240 |
| Instrument | 2021063453 |
| Name | COMMONWEALTH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 6906 TIMBER BLUFF CT, PROSPECT, KY 40059-9316 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6906 TIMBER BLUFF CT, PROSPECT, KY 40059-9316 |
| Document Number | 0000004341 |
|---|---|
| Date | Jan 9, 2023 |
| Book Page | M 18372/900 |
| Instrument | 2023004341 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 6906 TIMBER BLUFF CT, PROSPECT, KY 40059-9316 |
| Document Number | 0164820222 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6906 TIMBER BLUFF CT PROSPECT KY 400599316, PROSPECT, KY 40059-9316 |
| Document Number | 0164820222 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 016482/000222 |
| Instrument | 79686 |
| Name | UNITED STATES FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509-2279 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 16, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 6906 TIMBER BLUFF CT, PROSPECT, KY 40059-9316 |
| Document Number | 0162010487 |
| Instrument Date | Oct 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | KENTUCKIANA TITLE AGENCY LLC, KENTUCKIANA TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6906 TIMBER BLUFF CT PROSPECT KY 400599316, PROSPECT, KY 40059-9316 |
| Document Number | 0162010487 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 016201/000487 |
| Instrument | 245137 |
| Name | COMMONWEALTH BK |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Oct 9, 2017 |
| Property Address | 6906 TIMBER BLUFF CT, PROSPECT, KY 40059-9316 |
| Document Number | 0109990108 |
| Book / Page | 010999 / 000108 |
| Instrument Date | Oct 2, 2017 |
| Instrument | 221060 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | KENTUCKIANA TITLE AGENCY LLC, KENTUCKIANA TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $354.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6906 TIMBER BLUFF CT PROSPECT KY 400599316, PROSPECT, KY 40059-9316 |
| Document Number | 152590707 |
|---|---|
| Date | Oct 9, 2017 |
| Book Page | 015259/000707 |
| Instrument | 221061 |
| Name | COMMONWEALTH BK |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2047 |
| Document Number | 152590728, |
|---|---|
| Date | Oct 9, 2017 |
| Book Page | 015259/000728 |
| Instrument | 221062 |
| Name | UNIVERSITY/KY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509-2279 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 8, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Prospect City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,928.00 (-3.62%) | $441,610 (-) Land $75,000 Building $366,610 | |
| 2024 | $441,610 (-) Land $75,000 Building $366,610 | ||
| 2023 | $5,113.00 (-0.35%) | $441,610 (-) Land $75,000 Building $366,610 | $441,610 (-) Land $75,000 Building $366,610 |
| 2022 | $5,131.00 | $441,610 Land $75,000 Building $366,610 | $441,610 Land $75,000 Building $366,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 56 units insured incl. 42 condo units |
| Nearby Flood Claims | 31 (1980–2025) |
| Claims Outside the SFHA | 4 of 31 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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