6904 Timber Bluff Ct, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 6904 Timber Bluff Ct, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,483 sqft · built 1979
Lot Size0.282 acres (12,323 sqft)
OwnerOwner Name on File
Last Sale$405,000 (Jun 2014)
Tax Bill$5,459 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN21171100400000

Property Details

APN / Parcel Number

Primary APN21171100400000
Alternative APNs
  • 171100400000
  • 00002249

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,483 sqft Finished Area
Basement Area1,630 sqft
Finished Basement1,532 sqft
FlooringCovered
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,323 sqft (0.282 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Pool Area28 sqft
Patio Area399 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00002249
Street Address6904 TIMBER BLUFF CT
CityPROSPECT
StateKY
Zip40059-9316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4-RESIDENTIAL SINGLE FAM
Legal DescriptionLOT 40 TIMBERLAKE SUB SEC 1 PB 32 PG 90 0.2829 AC
Legal SubdivisionTIMBERLAKE SUB
Legal Lot Number40
JurisdictionJEFFERSON KY
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group1
Census Block1017
Census Tract10312

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21171100400000

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address6904 TIMBER BLUFF CT, PROSPECT, KY 40059-9316
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 02, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Last SaleJun 06, 2014 · Amount on Record
Deed SaleJun 06, 2014 · Amount on Record
Prior SaleOct 11, 2012 · Amount on Record
Deed Document Number12150486
Deed Book / Page10251 / 565
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address6904 TIMBER BLUFF CT, PROSPECT, KY 40059-9316
Transaction TypeMortgage
Record UpdatedMar 02, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000078657
DateApr 01, 2021
Book Page17277/357
Instrument2021078657
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueMar 01, 2036

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address6904 TIMBER BLUFF CT, PROSPECT, KY 40059-9316
Document Number0159190060
Instrument DateApr 02, 2019
Transaction TypeMortgage
Record UpdatedMay 01, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM HLDGS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6904 TIMBER BLUFF CT PROSPECT KY 400599316, PROSPECT, KY 40059-9316

Mortgage

Document Number0159190060
DateApr 18, 2019
Book Page015919/000060
Instrument83887
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 17, 2039

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityProspect City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,459.00 (-3.62%)$489,180 (-) Land $72,750 Building $416,430
2024$489,180 (-) Land $72,750 Building $416,430
2023$5,664.00 (-0.35%)$489,180 (-) Land $72,750 Building $416,430$489,180 (-) Land $72,750 Building $416,430
2022$5,684.00$489,180 Land $72,750 Building $416,430$489,180 Land $72,750 Building $416,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies56 units insured
incl. 42 condo units
Nearby Flood Claims31 (1980–2025)
Claims Outside the SFHA4 of 31
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 8 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 9 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 11 claims

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Based on FCC filings for 160 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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