6905 Timber Bluff Ct, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 6905 Timber Bluff Ct, Prospect, KY 40059 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 3,136 sqft · built 1978
Lot Size	0.376 acres (16,396 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,631 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`21171100350000`

Property Details

APN / Parcel Number

Primary APN	`21171100350000`
Alternative APNs	`171100350000` `00002225`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,136 sqft Finished Area
Basement Area	1,209 sqft
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,396 sqft (0.376 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Pool Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	00002225
Street Address	6905 TIMBER BLUFF CT
City	PROSPECT
State	KY
Zip	40059-9316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 MINOR PLAT DB 9826 X 623, 0.3764 AC +/-
Legal Subdivision	TIMBERLAKE
Legal Lot Number	2
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1017
Census Tract	10312

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21171100350000

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6905 TIMBER BLUFF CT, PROSPECT, KY 40059-9316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESID'L MTG
Mar 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	Sep 17, 2013 · Amount on Record
Last Transfer Date	Mar 15, 2017
Transfer Doc	0108440608
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	6905 TIMBER BLUFF CT, PROSPECT, KY 40059-9316
Document Number	0169260388
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6905 TIMBER BLUFF CT PROSPECT KY 400599316, PROSPECT, KY 40059-9316

Mortgage

Document Number	0169260388
Date	Nov 04, 2020
Book Page	016926/000388
Instrument	236788

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 03, 2035

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON KY
Recording Date	Mar 15, 2017
Property Address	6905 TIMBER BLUFF CT, PROSPECT, KY 40059-9316
Document Number	0108440608
Book / Page	010844 / 000608
Instrument Date	Mar 08, 2017
Instrument	60900
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$302.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6905 TIMBER BLUFF CT PROSPECT KY 400599316, PROSPECT, KY 40059-9316

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,631.00 (-3.62%)	$415,000 (-) Land $76,500 Building $338,500
2024			$415,000 (-) Land $76,500 Building $338,500
2023	$4,805.00 (+6.61%)	$415,000 (+16.89%) Land $76,500 Building $338,500	$415,000 (+16.89%) Land $76,500 Building $338,500
2022	$4,507.00	$355,047 Land $60,360 Building $294,687	$355,047 Land $60,360 Building $294,687

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211110103121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	56 units insured 42 under condo master policies
Nearby Flood Claims	31 (1980–2025)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Apr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 8 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 9 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 11 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 5% of Kentucky
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 160 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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