6900 Timber Bluff Ct, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 6900 Timber Bluff Ct, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,092 sqft · built 1978
Lot Size	0.333 acres (14,532 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,052 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21171100380000`

Property Details

APN / Parcel Number

Primary APN	`21171100380000`
Alternative APNs	`171100380000` `00002269`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,092 sqft Finished Area
Basement Area	2,092 sqft
Finished Basement	901 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,532 sqft (0.333 acres)
Garage Type	Basement
Parking Spaces	4 Parking Spaces
Deck Area	288 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00002269
Street Address	6900 TIMBER BLUFF CT
City	PROSPECT
State	KY
Zip	40059-9316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	LOT 38 TIMBERLAKE SEC 1 PB. 32 PG. 90, .3336 AC+/- IRREG
Legal Subdivision	TIMBERLAKE
Legal Lot Number	38
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1017
Census Tract	10312

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	6900 TIMBER BLUFF CT, PROSPECT, KY 40059-9316
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
Jan 9, 2023	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
Jul 27, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Prior Sale	Feb 25, 2013 · Amount on Record
Last Transfer Date	Jul 27, 2022
Transfer Doc	0000172884
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	6900 TIMBER BLUFF CT, PROSPECT, KY 40059-9316
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6900 TIMBER BLUFF CT, PROSPECT, KY 40059-9316

Mortgage

Document Number	0000004722
Date	Jan 10, 2023
Book Page	M 18373/872
Instrument	2023004722

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	6900 TIMBER BLUFF CT, PROSPECT, KY 40059-9316
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6900 TIMBER BLUFF CT, PROSPECT, KY 40059-9316

Mortgage

Document Number	0000004350
Date	Jan 9, 2023
Book Page	M 18372/948
Instrument	2023004350

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON KY
Recording Date	Jul 27, 2022
Property Address	6900 TIMBER BLUFF CT, PROSPECT, KY 40059-9316
Document Number	0000172884
Book / Page	D 12414 / 983
Map Reference	MB 32 PG 90
Instrument Date	Jul 20, 2022
Instrument	2022172884
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6900 TIMBER BLUFF CT, PROSPECT, KY 40059-9316

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,052.00 (-4.57%) Homeowner's exemption	$322,600 (-) Land $75,000 Building $247,600
2024			$322,600 (-) Land $75,000 Building $247,600
2023	$3,198.00 (-2.44%) Homeowner's exemption	$322,600 (-) Land $75,000 Building $247,600	$322,600 (-) Land $75,000 Building $247,600
2022	$3,278.00 Homeowner's exemption	$322,600 Land $75,000 Building $247,600	$322,600 Land $75,000 Building $247,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	56 units insured incl. 42 condo units
Nearby Flood Claims	31 (1980–2025)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 8 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 9 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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