6906 Cabot Ct, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 6906 Cabot Ct, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,115 sqft · built 1996
Lot Size	0.741 acres (32,278 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Jul 2017)
Tax Bill	$8,368 (2025)
Deeds & Mortgages	Jul 2021 Second Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21289801480000`

Property Details

APN / Parcel Number

Primary APN	`21289801480000`
Alternative APNs	`289801480000` `08411124`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,115 sqft Finished Area
Basement Area	1,807 sqft
Finished Basement	1,572 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,278 sqft (0.741 acres)
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces
Pool Area	800 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	08411124
Street Address	6906 CABOT CT
City	PROSPECT
State	KY
Zip	40059-8826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDEN
Legal Description	LOT 148 SUTHERLAND PHASE 5, PB. 42 PG. 50, .741 AC+/-
Legal Subdivision	SUTHERLAND
Legal Phase	5
Legal Lot Number	148
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	3
Census Block	3006
Census Tract	7502

Owner

6906 Cabot Ct is owned and occupied by two individuals who bought it in July 2017.

Source: Louisville/Jefferson County Metro Government records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	6906 CABOT CT, PROSPECT, KY 40059-8826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage REPUBLIC BANK & TRUST CO
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERLINC MTG
Aug 3, 2018	Deed of Trust, Mortgage · Line of Credit PNC BK
Jul 24, 2017	Grant Deed, Transfer PNC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2017 · Amount on File
Deed Sale	Jul 24, 2017 · Amount on File
Deed Document Number	2017163480
Deed Book / Page	10938 / 356
Prior Transfer Date	Dec 23, 2010
Prior Transfer Doc	0096700605
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	6906 CABOT CT, PROSPECT, KY 40059-8826
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000171042
Date	Jul 9, 2021
Book Page	17501/87
Instrument	2021171042

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2031

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	6906 CABOT CT, PROSPECT, KY 40059-8826
Document Number	0166850681
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6906 CABOT CT PROSPECT KY 400598826, PROSPECT, KY 40059-8826

Mortgage

Document Number	0166850681
Date	Jul 24, 2020
Book Page	016685/000681
Instrument	144787

Lender

Name	INTERLINC MTG
Type	Mortgage Company
Address	HOUSTON, TX 77086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	6906 CABOT CT, PROSPECT, KY 40059-8826
Document Number	0156570862
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6906 CABOT CT PROSPECT KY 400598826, PROSPECT, KY 40059-8826

Mortgage

Document Number	0156570862
Date	Aug 24, 2018
Book Page	015657/000862
Instrument	201713

Lender

Name	PNC BK
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jul 24, 2017
Property Address	6906 CABOT CT, PROSPECT, KY 40059-8826
Document Number	0109380356
Book / Page	010938 / 000356
Instrument Date	Jul 14, 2017
Instrument	163480
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6906 CABOT CT PROSPECT KY 400598826, PROSPECT, KY 40059-8826

Mortgage

Document Number	151470733
Date	Jul 24, 2017
Book Page	015147/000733
Instrument	163481

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6906 Cabot Ct was $8,368.

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,368.00	$749,830 Land $183,750 Building $566,080
2024			$749,830 (-) Land $183,750 Building $566,080
2023	$8,683.00 (-0.34%)	$749,830 (-) Land $183,750 Building $566,080	$749,830 (-) Land $183,750 Building $566,080
2022	$8,713.00	$749,830 Land $183,750 Building $566,080	$749,830 Land $183,750 Building $566,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6906 Cabot Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	55 units insured incl. 12 condo units
Nearby Flood Claims	58 (1991–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 22 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 12 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6906 Cabot Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, BluegrassNet.

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