6905 CABOT CT PROSPECT KY 400598826, PROSPECT, KY 40059-8826
Mortgage
Document Number
151390859
Date
Jul 17, 2017
Book Page
015139/000859
Instrument
157886
Lender
Name
ERATES MTG
Type
Mortgage Company
Address
CHARLOTTE, NC 28210
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jul 16, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 6905 Cabot Ct was $6,266.
Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025
Property Jurisdictions
Type
Name
State
Kentucky
County / Consolidated City
Louisville/Jefferson County Metro Government
Municipality
Prospect City
Unified School District
Jefferson County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$6,266.00
$561,470Land $180,250Building $381,220
2024
$561,470 (-)Land $180,250Building $381,220
2023
$6,501.00 (-0.35%)
$561,470 (-)Land $180,250Building $381,220
$561,470 (-)Land $180,250Building $381,220
2022
$6,524.00
$561,470Land $180,250Building $381,220
$561,470Land $180,250Building $381,220
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 6905 Cabot Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 43 individual policies
Community Rating System
Class 3 (35% premium discount)
Nearby Flood Policies
55 units insured incl. 12 condo units
Nearby Flood Claims
58 (1991–2025)
Most Recent Claim
Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 22 claims
Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 12 claims
Severe Storms, Tornadoes, And Flooding, May 2011 · 7 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 6905 Cabot Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood
0.01% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source
Surface water
Last State Inspection
Oct 2023
Lead
1 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025