6902 Cabot Ct, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 6902 Cabot Ct, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 4,025 sqft · built 1996
Lot Size0.98 acres (42,732 sqft)
Owner2 Individual Names on Record
Last Sale$510,000 (Apr 2015)
Tax Bill$7,564 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21289801500000

Property Details

APN / Parcel Number

Primary APN21289801500000
Alternative APNs
  • 289801500000
  • 08411125

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area4,025 sqft Finished Area
Basement Area1,539 sqft
Finished Basement1,001 sqft
FlooringCovered
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeRaised
Roof TypeHip
Roof MaterialAsphalt
Lot Area42,732 sqft (0.98 acres)
Garage TypeAttached
Garage Area774 sqft
Parking Spaces3 Parking Spaces
Deck Area371 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number08411125
Street Address6902 CABOT CT
CityPROSPECT
StateKY
Zip40059-8826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4-RESIDENTIAL SINGLE FAM
Legal DescriptionLOT 150 SUTHERLAND SUBDIVISION PH 5, PB.42, PG.50, 0.9810 AC +/-
Legal SubdivisionSUTHERLAND
Legal Phase5
Legal Lot Number150
JurisdictionJEFFERSON KY
Township / Civil DivisionEAST JEFFERSON
Census Block Group3
Census Block3006
Census Tract7502

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6902 CABOT CT, PROSPECT, KY 40059-8826
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2015 · Amount on Record
Deed SaleApr 13, 2015 · Amount on Record
Deed Document Number0010389469
Deed Book / Page10389 / 469
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address6902 CABOT CT, PROSPECT, KY 40059-8826
Document Number0165930928
Instrument DateJun 2, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6902 CABOT CT PROSPECT KY 400598826, PROSPECT, KY 40059-8826

Mortgage

Document Number0165930928
DateJun 11, 2020
Book Page016593/000928
Instrument108729
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 10, 2050

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityProspect City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,564.00 (-3.62%)$677,780 (-) Land $190,750 Building $487,030
2024$677,780 (-) Land $190,750 Building $487,030
2023$7,848.00 (-0.34%)$677,780 (-) Land $190,750 Building $487,030$677,780 (-) Land $190,750 Building $487,030
2022$7,875.00$677,780 Land $190,750 Building $487,030$677,780 Land $190,750 Building $487,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies55 units insured
incl. 12 condo units
Nearby Flood Claims58 (1991–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 22 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 12 claims
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, BluegrassNet.

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