6903 Cabot Ct, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 6903 Cabot Ct, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,983 sqft · built 1996
Lot Size	0.576 acres (25,134 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (May 2020)
Tax Bill	$6,751 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21289801530000`

Property Details

APN / Parcel Number

Primary APN	`21289801530000`
Alternative APNs	`289801530000` `08411324`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,983 sqft Finished Area
Basement Area	2,726 sqft
Finished Basement	1,160 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	25,134 sqft (0.576 acres)
Garage Type	Attached
Garage Area	772 sqft
Parking Spaces	3 Parking Spaces
Deck Area	420 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	08411324
Street Address	6903 CABOT CT
City	PROSPECT
State	KY
Zip	40059-8826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	LOT 153 SUTHERLAND PHASE 5 PB 42 PG 50 0.5770 AC
Legal Subdivision	SUTHERLAND
Legal Phase	5
Legal Lot Number	153
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	3
Census Block	3006
Census Tract	7502

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6903 CABOT CT, PROSPECT, KY 40059-8826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2020 · Amount on Record
Deed Sale	May 20, 2020 · Amount on Record
Deed Document Number	12088307
Deed Book / Page	11691 / 121
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	May 20, 2020
Property Address	6903 CABOT CT, PROSPECT, KY 40059-8826
Document Number	0116910121
Book / Page	011691 / 000121
Instrument Date	May 20, 2020
Instrument	97092
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	KENTUCKIANA TITLE AGENCY LLC, KENTUCKIANA TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6903 CABOT CT PROSPECT KY 400598826, PROSPECT, KY 40059-8826

Mortgage

Document Number	165500064
Date	May 20, 2020
Book Page	016550/000064
Instrument	97093

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,751.00 (-3.63%)	$605,000 (-) Land $110,000 Building $495,000
2024			$605,000 (-) Land $110,000 Building $495,000
2023	$7,005.00 (-0.36%)	$605,000 (-) Land $110,000 Building $495,000	$605,000 (-) Land $110,000 Building $495,000
2022	$7,030.00	$605,000 Land $110,000 Building $495,000	$605,000 Land $110,000 Building $495,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	55 units insured incl. 12 condo units
Nearby Flood Claims	58 (1991–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 22 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 12 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, BluegrassNet.

Nearby Properties on Cabot Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures