Cass County property record for 69045 Tharp Lake Rd, Cassopolis, MI 49031
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,356 sqft · built 1865 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $171,000 (Jan 2023) |
| Tax Bill | $2,990 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-060-011-196-00 |
| Primary APN | 14-060-011-196-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,356 sqft Building Perimeter |
| 1st Floor Area | 2,092 sqft |
| Basement Area | 352 sqft |
| Unfinished Basement | 352 sqft |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 1865 |
| Lot Area | 217,800 sqft (5 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 69045 THARP LAKE RD |
|---|---|
| City | CASSOPOLIS |
| State | MI |
| Zip | 49031-7543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 196 COM ON W LN OF SEC AT S BANK OF MUD LKE DRAIN TH E 46 RDS N 17.5 RDS W 46 RDS S 17.5 RDS TO BEG. SEC 11. 5 A |
| Legal Range | 14W |
| Legal Township | 08S |
| Legal Section | 11 |
| Jurisdiction | CASS MI |
| Township / Civil Division | MASON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 1100 |
69045 Tharp Lake Rd is owned and occupied by two individuals who bought it in January 2023.
Source: Cass County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 69045 THARP LAKE RD, CASSOPOLIS, MI 49031-7543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2023 · Amount on File |
| Deed Sale | Jan 12, 2023 · Amount on File |
| Deed Document Number | 2023199794 |
| Deed Book / Page | 1227 / 2578 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jan 12, 2023 |
| Property Address | 69045 THARP LAKE RD, CASSOPOLIS, MI 49031-7543 |
| Document Number | 01227/2578 |
| Book / Page | 1227 / 2578 |
| Instrument Date | Jan 5, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,282.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8829 SKYLINE DR, JOSHUA, TX 76058-4204 |
| Name | Verified Name |
|---|---|
| Address | 69045 THARP LAKE RD, CASSOPOLIS, MI 49031-7543 |
| Document Number | 0012272581 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 1227-2581 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
The 2025 property tax bill for 69045 Tharp Lake Rd was $2,990 with a homeowner's exemption.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Mason Township |
| Unified School District | Constantine Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,700 (-9.25%) Land $122,700 | $245,400 (-9.25%) Land $245,400 | |
| 2025 | $2,990.00 Homeowner's exemption | $135,200 Land $135,200 | $270,400 Land $270,400 |
| 2023 | $88,100 | $176,200 | |
| 2022 | $2,849.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 69045 Tharp Lake Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 69045 Tharp Lake Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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