690 Rosecrest Dr, Troy, OH 45373 Property Records

Miami County property record for 690 Rosecrest Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,212 sqft · built 2012
Lot Size	0.526 acres (22,913 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Jun 2026)
Tax Bill	$5,305 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-105826`

Property Details

APN / Parcel Number

Primary APN	`D08-105826`
Alternative APN	`050619.3-11-009-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,212 sqft Living Area
1st Floor Area	4,188 sqft
Upper Floors Area	1,118 sqft
Basement Area	2,094 sqft
Finished Basement	600 sqft
Unfinished Basement	1,494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	22,913 sqft (0.526 acres)
Garage Area	954 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	322 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	690 ROSECREST DR
City	TROY
State	OH
Zip	45373-5433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 10173 STONEBRIDGE PHASE #5
Legal Subdivision	STONEBRIDGE PHASE #5
Legal Lot Number	10173
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1022
Census Tract	365001

Owner

690 Rosecrest Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	690 ROSECREST DR, TROY, OH 45373-5433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Sep 22, 2023	Warranty Deed, Transfer · VA Mortgage US BANK NA
Feb 28, 2020	Deed of Trust, Mortgage · Line of Credit ABBEY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2026 · Amount on File
Deed Sale	Jun 9, 2026 · Amount on File
Prior Sale	Sep 22, 2023 · Amount on File
Deed Document Number	20267065
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 9, 2026
Property Address	690 ROSECREST DR, TROY, OH 45373-5433
Document Number	0000007065
Instrument Date	Jun 8, 2026
Instrument	20267065
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	HOMESERVICES TITLE, HOME SERVICES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	690 ROSECREST DR, TROY, OH 45373-5433

Mortgage

Document Number	0000007066,
Date	Jun 9, 2026
Instrument	20267066

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 22, 2023
Property Address	690 ROSECREST DR, TROY, OH 45373-5433
Document Number	0000010477
Map Reference	VOL 22 PG 11
Instrument Date	Aug 25, 2023
Instrument	2023OR-10477
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	690 ROSECREST DR, TROY, OH 45373-5433

Mortgage

Document Number	0000010478
Date	Sep 22, 2023
Instrument	2023OR-10478

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	690 ROSECREST DR, TROY, OH 45373-5433
Document Number	0000003683
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 ROSECREST DR TROY OH 453735433, TROY, OH 45373-5433

Mortgage

Document Number	0000003683
Date	Mar 20, 2020
Instrument	3683

Lender

Name	ABBEY CU
Type	Credit Union
Address	VANDALIA, OH 45377

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 19, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 690 Rosecrest Dr was $5,305 with a homeowner's exemption, down 15.4% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,305.00 (-15.43%) Homeowner's exemption	$202,200 (+8.72%) Land $26,460 Building $175,740	$577,700 Land $75,600 Building $502,100
2024	$6,273.00 (-8.57%) Homeowner's exemption	$185,990 (-) Land $26,460 Building $159,530
2023	$6,861.00 (+17.48%) Homeowner's exemption	$185,990 (-) Land $26,460 Building $159,530	$531,400 (-) Land $75,600 Building $455,800
2022	$5,840.00 Homeowner's exemption	$185,990 Land $26,460 Building $159,530	$531,400 Land $75,600 Building $455,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 690 Rosecrest Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2004–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 690 Rosecrest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Imagine Networks.

Nearby Properties on Rosecrest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures