Miami County property record for 610 Rosecrest Dr, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,639 sqft · built 2011 |
| Lot Size | 0.565 acres (24,611 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $66,500 (Jun 2011) |
| Tax Bill | $6,196 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-105836 |
| Primary APN | D08-105836 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,639 sqft Living Area |
| 1st Floor Area | 5,278 sqft |
| Basement Area | 2,639 sqft |
| Finished Basement | 1,300 sqft |
| Unfinished Basement | 1,339 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 24,611 sqft (0.565 acres) |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 234 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 610 ROSECREST DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-5433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 10178 STONEBRIDGE PHASE #5 |
| Legal Subdivision | STONEBRIDGE PHASE #5 |
| Legal Lot Number | 10178 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 365001 |
610 Rosecrest Dr is owned and occupied by two individuals who bought it in June 2011.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 610 ROSECREST DR, TROY, OH 45373-5433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MINSTER BANK |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2011 · Amount on File |
| Deed Sale | Jun 16, 2011 · Amount on File |
| Prior Sale | Feb 2, 2010 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 610 ROSECREST DR, TROY, OH 45373-5433 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | FIRST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000045 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 2020OR-00045 |
| Name | MINSTER BANK |
|---|---|
| Type | Bank |
| Address | MINSTER, OH 45865 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 610 ROSECREST DR, TROY, OH 45373-5433 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004957 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021OR-04957 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 610 Rosecrest Dr was $6,196 with a homeowner's exemption, down 4.8% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,196.00 (-4.82%) Homeowner's exemption | $186,660 (+8.27%) Land $26,460 Building $160,200 | $533,300 Land $75,600 Building $457,700 |
| 2024 | $6,510.00 (+2.21%) Homeowner's exemption | $172,410 (-) Land $26,460 Building $145,950 | |
| 2023 | $6,369.00 (+17.42%) Homeowner's exemption | $172,410 (-) Land $26,460 Building $145,950 | $492,600 (-) Land $75,600 Building $417,000 |
| 2022 | $5,424.00 Homeowner's exemption | $172,410 Land $26,460 Building $145,950 | $492,600 Land $75,600 Building $417,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 610 Rosecrest Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2004–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 610 Rosecrest Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures