1. Home
  2. Ohio
  3. Miami County
  4. Troy
  5. Rosecrest Dr

637 Rosecrest Dr, Troy, OH 45373 Property Records

Miami County property record for 637 Rosecrest Dr, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,102 sqft · built 2010
Lot Size0.696 acres (30,318 sqft)
Owner2 Individual Names on Record
Last Sale$465,500 (Jul 2016)
Tax Bill$6,413 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APND08-105846

Property Details

APN / Parcel Number

Primary APND08-105846
Alternative APN
  • 050619.3-11-019-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,102 sqft Living Area
1st Floor Area4,230 sqft
Upper Floors Area987 sqft
Basement Area2,115 sqft
Unfinished Basement2,115 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area30,318 sqft (0.696 acres)
Garage Area792 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area36 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address637 ROSECREST DR
CityTROY
StateOH
Zip45373-5432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 10183 STONEBRIDGE PHASE #5
Legal SubdivisionSTONEBRIDGE PHASE #5
Legal Lot Number10183
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1022
Census Tract365001

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address637 ROSECREST DR, TROY, OH 45373-5432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2016 · Amount on Record
Deed SaleJul 22, 2016 · Amount on Record
Prior SaleJul 19, 2010 · Amount on Record
Deed Document Number2016OR-08641
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address637 ROSECREST DR, TROY, OH 45373-5432
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyLANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009809
DateJul 21, 2020
Instrument2020OR-09809
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 10, 2035

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,413.00 (-7.66%) Homeowner's exemption$193,450 (+5.02%) Land $26,460 Building $166,990$552,700 (+5.02%) Land $75,600 Building $477,100
2024$6,945.00 (+2.21%) Homeowner's exemption$184,210 (-) Land $26,460 Building $157,750
2023$6,795.00 (+17.46%) Homeowner's exemption$184,210 (-) Land $26,460 Building $157,750$526,300 (-) Land $75,600 Building $450,700
2022$5,785.00 Homeowner's exemption$184,210 Land $26,460 Building $157,750$526,300 Land $75,600 Building $450,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2004–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 26,305 people · EPA ID OH5501612
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20

May also be available: Imagine Networks.

Nearby Properties on Rosecrest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures