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659 Rosecrest Dr, Troy, OH 45373 Property Records

Miami County property record for 659 Rosecrest Dr, Troy, OH 45373 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,445 sqft · built 2011
Lot Size0.423 acres (18,426 sqft)
Owner2 Individual Names on File
Tax Bill$6,211 (2025)
Deeds & MortgagesDec 2022 Transfer
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APND08-105848

Property Details

APN / Parcel Number

Primary APND08-105848
Alternative APN
  • 050619.3-11-020-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,445 sqft Living Area
1st Floor Area1,755 sqft
Upper Floors Area690 sqft
Basement Area1,755 sqft
Finished Basement1,400 sqft

Exterior

Year BuiltBuilt 2011
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area18,426 sqft (0.423 acres)
Garage Area798 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area231 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address659 ROSECREST DR
CityTROY
StateOH
Zip45373-5432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 10184 STONEBRIDGE PHASE #5
Legal SubdivisionSTONEBRIDGE PHASE #5
Legal Lot Number10184
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1022
Census Tract365001

Owner

Source: Miami County records · APN D08-105848

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address659 ROSECREST DR, TROY, OH 45373-5432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2022Affidavit of Death of Joint Tenant, Transfer
Jul 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRST BK/RICHMOND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 27, 2022
Deed SaleDec 27, 2022
Prior SaleMar 24, 2014 · Amount on Record
Deed Document Number2022OR-18085
Deed Book / Page0500 / 0359
Record UpdatedJun 08, 2026

December 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionMIAMI OH
Recording DateDec 27, 2022
Property Address659 ROSECREST DR, TROY, OH 45373-5432
Document Number0000018085
Map ReferenceMB 22 PG 11
Instrument DateDec 20, 2022
Instrument2022OR-18085
Transaction TypeTransfer
Record UpdatedJun 16, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address659 ROSECREST DR, TROY, OH 45373-5432

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address659 ROSECREST DR, TROY, OH 45373-5432
Document Number0000009328
Instrument DateJul 27, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address659 ROSECREST DR TROY OH 453735432, TROY, OH 45373-5432

Mortgage

Document Number0000009328
DateAug 02, 2018
Instrument9328
Lender
NameFIRST BK/RICHMOND
TypeBank
AddressRICHMOND, IN 47374
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 01, 2028

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,211.00 (-3.88%) Homeowner's exemption$180,460 (+5.29%) Land $26,460 Building $154,000$515,600 (+5.29%) Land $75,600 Building $440,000
2024$6,462.00 (+2.2%) Homeowner's exemption$171,400 (-) Land $26,460 Building $144,940
2023$6,323.00 (+17.48%) Homeowner's exemption$171,400 (-) Land $26,460 Building $144,940$489,700 (-) Land $75,600 Building $414,100
2022$5,382.00 Homeowner's exemption$171,400 Land $26,460 Building $144,940$489,700 Land $75,600 Building $414,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093650011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2004–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2008, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 105 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 35
Benton Ridge Telephone CompanyFixed Wireless (licensed-by-rule)400 / 40
VerizonFixed Wireless300 / 20

May also be available at this address: Imagine Networks, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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