690 Old River Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 690 Old River Rd, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,729 sqft · built 2019
Lot Size	7.9 acres (344,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$49,900 (Apr 2018)
Tax Bill	$4,230 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`025 125`

Property Details

APN / Parcel Number

Primary APN	`025 125`
Alternative APNs	`675085` `377478`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,729 sqft Heated Area
Gross Area	4,862 sqft
1st Floor Area	1,729 sqft
Basement Area	1,729 sqft
Unfinished Basement	1,729 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	344,124 sqft (7.9 acres)
Lot Width	825 ft Width
Garage Area	1,680 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	924 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	377478
Street Address	690 OLD RIVER RD
City	CORNELIA
State	GA
Zip	30531-5942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	OLD RIV RD P3 L28 PB 20-43 DB 1164-10
Legal Subdivision	OLD RIV RD P3
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1010
Census Tract	603

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	690 OLD RIVER RD, CORNELIA, GA 30531-5942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
Apr 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2018 · Amount on Record
Deed Sale	Apr 20, 2018 · Amount on Record
Prior Sale	Dec 20, 2013 · Amount on Record
Deed Document Number	2018701
Deed Book / Page	1164 / 1050
Prior Transfer Date	Jan 26, 2016
Prior Transfer Doc	01103/1225
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	690 OLD RIVER RD, CORNELIA, GA 30531-5942
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	OLD RIVER RD, GA

Mortgage

Document Number	0000001197/0000000437
Date	Jul 19, 2019
Book Page	0000001197/0000000437

Lender

Name	SOUTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Apr 20, 2018
Property Address	690 OLD RIVER RD, CORNELIA, GA 30531-5942
Document Number	01164/1050
Book / Page	1164 / 1050
Instrument Date	Apr 20, 2018
Instrument	2018-000701
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 RIVER MIST CIR, JEFFERSON, GA 30549-8629

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,230.00 Homeowner's exemption	$224,330 (+43.11%) Land $55,100 Building $169,230	$560,826 (+43.11%) Land $137,750 Building $423,076
2023	Homeowner's exemption	$156,752 (+13.31%) Land $21,236 Building $135,516	$391,880 (+13.31%) Land $53,090 Building $338,790
2022	Homeowner's exemption	$138,340 Land $21,236 Building $117,104	$345,850 Land $53,090 Building $292,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 82% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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