1055 Old River Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 1055 Old River Rd, Cornelia, GA 30531

Property Summary

Property TypeSeasonal / Vacation Home
Details4 bd · 4 ba · 1,856 sqft · built 2002
Lot Size3.81 acres (165,964 sqft)
OwnerCompany Name on Record
Tax Bill$1,515 (2026)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN025 102

Property Details

APN / Parcel Number

Primary APN025 102
Alternative APNs
  • 659423
  • 377427

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area1,856 sqft Heated Area
Gross Area4,104 sqft
1st Floor Area1,856 sqft
Basement Area1,536 sqft
Finished Basement1,536 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Roof TypeGable
Roof MaterialMetal
Lot Area165,964 sqft (3.81 acres)
Lot Width300 ft Width

Exterior Amenities

PorchSlab
Porch Area360 sqft
Deck Area32 sqft
Patio Area352 sqft
Canopy430 sqft
Storage Building312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number377427
Street Address1055 OLD RIVER RD
CityCORNELIA
StateGA
Zip30531-5865
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeLI
Legal Description10-55 LT 16 PB 19-281 1372-837
Legal SubdivisionOLD RIVER ROAD
Legal Lot Number16
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group1
Census Block1005
Census Tract603

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1055 OLD RIVER RD, CORNELIA, GA 30531-5865
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2024
Deed SaleAug 2, 2024
Deed Book / Page1372 / 837
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address1055 OLD RIVER RD, CORNELIA, GA 30531-5865
Transaction TypeMortgage
Record UpdatedJun 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1055 OLD RIVER RD, CORNELIA, GA 30531-5865

Mortgage

Document Number0000001177/0000000511
DateOct 15, 2018
Book Page0000001177/0000000511
Lender
NameTHOMASVILLE NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueJan 1, 2021

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,515.00 (+3.55%) Homeowner's exemption Senior Citizen's exemption$258,556 (+3.43%) Land $86,236 Building $172,320$646,391 (+3.43%) Land $215,590 Building $430,801
2025$1,463.00 Homeowner's exemption Senior Citizen's exemption$249,992 (+40.4%) Land $80,594 Building $169,398$624,981 (+40.4%) Land $201,485 Building $423,496
2023Homeowner's exemption Senior Citizen's exemption$178,056 (+11.1%) Land $53,096 Building $124,960$445,140 (+11.1%) Land $132,740 Building $312,400
2022Homeowner's exemption Senior Citizen's exemption$160,272 Land $53,096 Building $107,176$400,680 Land $132,740 Building $267,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2020)
Most Recent ClaimOct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 63% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TrailWave
Fiber
1,000 / 1,000

May also be available: Verizon, Windstream.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Old River Rd

Nearby Streets

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