Habersham County property record for 523 Old River Rd, Cornelia, GA 30531
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 1987 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,726 (2026) |
| Deeds & Mortgages | Nov 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 025 073 |
| Primary APN | 025 073 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,092 sqft Heated Area |
| Gross Area | 2,756 sqft |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,064 sqft |
| Finished Basement | 1,064 sqft |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 43,996 sqft (1.01 acres) |
| Lot Width | 150 ft Width |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 420 sqft |
| Patio Area | 600 sqft |
| Canopy | 400 sqft |
| Storage Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 377363 |
|---|---|
| Street Address | 523 OLD RIVER RD |
| City | CORNELIA |
| State | GA |
| Zip | 30531-5852 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | LI |
| Legal Description | 10-53 54 LT 10 P-3 DB 1158-418 |
| Legal Lot Number | 10 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 603 |
523 Old River Rd, a residential property, is owned and occupied by an individual who acquired it in November 2017.
Source: Habersham County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 523 OLD RIVER RD, CORNELIA, GA 30531-5852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 21, 2017 |
| Transfer Doc | 001158/418 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Nov 21, 2017 |
| Property Address | 523 OLD RIVER RD, CORNELIA, GA 30531-5852 |
| Document Number | 001158/418 |
| Book / Page | 1158 / 418 |
| Instrument Date | Nov 21, 2017 |
| Instrument | 2017-002287 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 523 OLD RIVER RD, CORNELIA, GA 30531-5852 |
The 2026 property tax bill for 523 Old River Rd was $2,726 with a homeowner's exemption.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,726.00 Homeowner's exemption | $137,843 Land $30,146 Building $107,697 | $344,607 Land $75,364 Building $269,243 |
| 2023 | Homeowner's exemption | $94,252 (+10.52%) Land $30,228 Building $64,024 | $235,630 (+10.52%) Land $75,570 Building $160,060 |
| 2022 | Homeowner's exemption | $85,284 Land $30,228 Building $55,056 | $213,210 Land $75,570 Building $137,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 523 Old River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2020) |
| Most Recent Claim | Oct 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 523 Old River Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 71% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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