690 Cornerstone Rdg, Two Harbors, MN 55616 Property Records

Lake County property record for 690 Cornerstone Rdg, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,824 sqft · built 1994
Lot Size	6.6 acres (287,496 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,678 (2025)
Deeds & Mortgages	Jun 2019 Refinance
APN	`25-5218-02020`

Property Details

APN / Parcel Number

Primary APN	`25-5218-02020`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Stories	1 Story
Building Area	1,824 sqft Gross Area
1st Floor Area	912 sqft
Flooring	Plywood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Material	Wood
Lot Area	287,496 sqft (6.6 acres)
Garage Area	1,152 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Deck Area	210 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	690 CORNERSTONE RDG
City	TWO HARBORS
State	MN
Zip	55616-4038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 2 + UND INTEREST IN CORNERSTONE
Legal Range	11W
Legal Township	52N
Legal Section	16
Legal Subdivision	LACEY PLAT
Legal Block	2
Legal Lot Number	2
Jurisdiction	LAKE MN
Township / Civil Division	LAKE NO. 2
Census Block Group	2
Census Block	2012
Census Tract	370102

Owner

Source: Lake County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	690 CORNERSTONE RDG, TWO HARBORS, MN 55616-4038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 1, 2006
Transfer Doc	0000036618
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	690 CORNERSTONE RDG, TWO HARBORS, MN 55616-4038
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000045770
Date	Jun 24, 2019
Instrument	T000045770

Lender

Name	NORTHVIEW BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$783,200 (+11.97%) Land $193,100 Building $590,100	$783,200 (+11.97%) Land $193,100 Building $590,100
2025	$3,678.00
2023		$699,500 Land $110,600 Building $588,900	$699,500 Land $110,600 Building $588,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Starlink Satellite	280 / 30