Lake County property record for 652 Cornerstone Rdg, Two Harbors, MN 55616 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,989 sqft · built 2018 |
| Lot Size | 6.3 acres (274,428 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Mar 2018) |
| Tax Bill | $5,276 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance Nov 2019 Refinance + 1 more |
| APN | 25-5211-16090 |
| Primary APN | 25-5211-16090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Stories | 2 Stories |
| Building Area | 1,989 sqft Gross Area |
| 1st Floor Area | 1,797 sqft |
| Utility Area | 128 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Roof Material | Wood |
| Lot Area | 274,428 sqft (6.3 acres) |
| Garage Area | 888 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 64 sqft |
| Deck Area | 270 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 652 CORNERSTONE RDG |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-4038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF THE NW14 OF NE14 LESS THE E |
| Legal Range | 11W |
| Legal Township | 52N |
| Legal Section | 16 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | LAKE NO. 2 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 370102 |
Source: Lake County records · APN 25-5211-16090
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 652 CORNERSTONE RDG, TWO HARBORS, MN 55616-4038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Nov 18, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKE BANK |
| Mar 29, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 2018 · Amount on Record |
| Deed Sale | Mar 29, 2018 · Amount on Record |
| Deed Document Number | 201844776 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 652 CORNERSTONE RDG, TWO HARBORS, MN 55616-4038 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | T065/223 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | T065/223 |
| Instrument | T000048181 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 652 CORNERSTONE RDG, TWO HARBORS, MN 55616-4038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | T000046231 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | T000046231 |
| Name | LAKE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Mar 29, 2018 |
| Property Address | 652 CORNERSTONE RDG, TWO HARBORS, MN 55616-4038 |
| Document Number | T000044776 |
| Book / Page | 223 |
| Instrument Date | Mar 26, 2018 |
| Instrument | T000044776 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 WILDWOOD RD, COUNCIL BLUFFS, IA 51503-5362 |
Source: Lake County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Unified School District | Lake Superior Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,020,000 (+9.65%) Land $189,800 Building $830,200 | $1,020,000 (+9.65%) Land $189,800 Building $830,200 | |
| 2025 | $5,276.00 | ||
| 2023 | $930,200 Land $108,900 Building $821,300 | $930,200 Land $108,900 Building $821,300 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270753701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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