Lake County property record for 680 Cornerstone Rdg, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,080 sqft · built 2004 |
| Lot Size | 7.29 acres (317,552 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Oct 2022) |
| Deeds & Mortgages | Oct 2022 Transfer Aug 2017 Sale & Mortgage |
| APN | 25-5218-02010 |
| Primary APN | 25-5218-02010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,080 sqft Gross Area |
| Utility Area | 48 sqft |
| Utility Room | Utility Room |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 317,552 sqft (7.29 acres) |
| Garage Type | Mixed |
| Garage Area | 2,314 sqft |
| Parking Spaces | 8 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Deck Area | 144 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 680 CORNERSTONE RDG |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-4038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLOCK 2 + UND INTEREST IN CORNERSTONE |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | LAKE NO. 2 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 370102 |
Source: Lake County records, as of August 4, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 680 CORNERSTONE RDG, TWO HARBORS, MN 55616-4038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Aug 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on Record |
| Deed Sale | Oct 12, 2022 · Amount on Record |
| Prior Sale | Aug 7, 2017 · Amount on Record |
| Deed Document Number | 49241 |
| Deed Book / Page | T065 / 0055 |
| Prior Transfer Date | Oct 4, 2022 |
| Prior Transfer Doc | T000049241 |
| Record Updated | Jun 7, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Oct 4, 2022 |
| Property Address | 680 CORNERSTONE RDG, TWO HARBORS, MN 55616-4038 |
| Document Number | 000T065/55 |
| Book / Page | T065 / 55 |
| Instrument Date | Sep 22, 2022 |
| Instrument | T000049241 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 680 CORNERSTONE RDG, TWO HARBORS, MN 55616-4038 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Aug 7, 2017 |
| Property Address | 680 CORNERSTONE RDG, TWO HARBORS, MN 55616-4038 |
| Document Number | T065/0055 |
| Book / Page | T065 / 0055 |
| Instrument Date | Aug 4, 2017 |
| Instrument | T000044278 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 680 CORNERSTONE RDG, TWO HARBORS, MN 55616-4038 |
| Document Number | T065/0055 |
|---|---|
| Date | Aug 7, 2017 |
| Book Page | T065/0055 |
| Instrument | T000044279 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Lake County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $588,400 Land $113,300 Building $475,100 | $588,400 Land $113,300 Building $475,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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