Lake County property record for 650 Cornerstone Rdg, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,222 sqft · built 2020 |
| Lot Size | 10.5 acres (457,380 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Jul 2020) |
| Tax Bill | $5,480 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Jul 2020 Sale |
| APN | 25-5211-16095 |
| Primary APN | 25-5211-16095 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,222 sqft Gross Area |
| 1st Floor Area | 1,222 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 457,380 sqft (10.5 acres) |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 276 sqft |
| Deck Area | 253 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 650 CORNERSTONE RDG |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF THE NW14 OF NE14 LESS THE E |
| Legal Range | 11W |
| Legal Township | 52N |
| Legal Section | 16 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | LAKE NO. 2 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 370102 |
Source: Lake County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13297 CARDINAL CREEK RD, EDEN PRAIRIE, MN 55346-1943 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEBRASKA B&T |
| Jul 17, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2020 · Amount on Record |
| Deed Sale | Jul 17, 2020 · Amount on Record |
| Deed Document Number | 202046803 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 650 CORNERSTONE RDG, TWO HARBORS, MN 55616 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | T068/71 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | T068/71 |
| Instrument | T000048159 |
| Name | NEBRASKA B&T |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Jul 17, 2020 |
| Property Address | 650 CORNERSTONE RDG, TWO HARBORS, MN 55616 |
| Document Number | T000046803 |
| Instrument Date | Jun 29, 2020 |
| Instrument | T000046803 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2825 37TH AVE S, MINNEAPOLIS, MN 55406-1717 |
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,480.00 (+2.28%) | $788,900 (+4.5%) Land $232,800 Building $556,100 | $788,900 (+4.5%) Land $232,800 Building $556,100 |
| 2025 | $5,358.00 | ||
| 2023 | $754,900 Land $167,500 Building $587,400 | $754,900 Land $167,500 Building $587,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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