69 Howard Cir, Winder, GA 30680 Property Records

Barrow County property record for 69 Howard Cir, Winder, GA 30680

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,346 sqft · built 1988
Lot Size	0.719 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jun 2022)
Tax Bill	$3,921 (2025)
Deeds & Mortgages	Jun 2022 Sale Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WN19 009`

Property Details

APN / Parcel Number

Primary APN	`WN19 009`
Alternative APN	`11895`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,346 sqft Heated Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2014
Architectural Style	Other
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.719 acres)
Terrain	Rolling
Garage Area	624 sqft
Porch	Open Porch
Porch Area	88 sqft
Patio Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11895
Street Address	69 HOWARD CIR
City	WINDER
State	GA
Zip	30680-1643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 5 & PORT.OF LOT 4 BLK.A RDIGECREST EST
Legal Subdivision	RIDGECREST
Legal Block	A
Legal Lot Number	4,5
Jurisdiction	BARROW GA
Township / Civil Division	WINDER
Census Block Group	1
Census Block	1012
Census Tract	180206

Owner

69 Howard Cir is owned and occupied by an individual who bought it in June 2022.

Source: Barrow County records, as of December 26, 2025

Owner of Record	Individual Name on File
Mailing Address	69 HOWARD CIR, WINDER, GA 30680-1643
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Warranty Deed, Transfer
Jun 27, 2022	Warranty Deed, Transfer · VA Mortgage TRUIST BANK
Aug 27, 2021	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL
Jul 8, 2021	Warranty Deed, Transfer
Nov 4, 2019	Grant Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2022 · Amount on File
Deed Sale	Jun 27, 2022 · Amount on File
Prior Sale	Jul 8, 2021
Deed Document Number	0002674320
Deed Book / Page	2674 / 320
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARROW GA
Recording Date	Jun 27, 2022
Property Address	69 HOWARD CIR, WINDER, GA 30680-1643
Document Number	0000002905
Book / Page	2674 / 320
Instrument Date	Jun 27, 2022
Instrument	2022-002905
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3470 MCCLURE BRIDGE RD UNIT 2343, 2343, DULUTH, GA 30096-1122

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARROW GA
Recording Date	Jun 27, 2022
Property Address	69 HOWARD CIR, WINDER, GA 30680-1643
Document Number	0000002905
Book / Page	2674 / 320
Instrument Date	Jun 27, 2022
Instrument	2022-002905
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3470 MCCLURE BRIDGE RD UNIT 2343, 2343, DULUTH, GA 30096-1122

Mortgage

Document Number	0002674321
Date	Jun 27, 2022
Instrument	2674/321

Lender

Name	TRUIST BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARROW GA
Property Address	69 HOWARD CIR, WINDER, GA 30680-1643
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 HOWARD CIR, WINDER, GA 30680-1643

Mortgage

Document Number	0025460000000550
Date	Aug 27, 2021
Book Page	0000002546/0000000550

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARROW GA
Recording Date	Jul 8, 2021
Property Address	69 HOWARD CIR, WINDER, GA 30680-1643
Document Number	0000003667
Book / Page	2546 / 548
Instrument Date	Jul 8, 2021
Instrument	2021-003667
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 HOWARD CIR, WINDER, GA 30680-1643

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BARROW GA
Recording Date	Nov 4, 2019
Property Address	69 HOWARD CIR, WINDER, GA 30680-1643
Document Number	0022740680
Book / Page	002274 / 000680
Instrument Date	Oct 25, 2019
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 HOWARD CIR WINDER GA 306801643, WINDER, GA 30680-1643

Mortgage

Document Number	22740682
Date	Nov 4, 2019
Book Page	002274/000682

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 69 Howard Cir was $3,921 with a homeowner's exemption.

Source: Barrow County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Barrow County
Municipality	Winder City
Unified School District	Barrow County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,921.00 Homeowner's exemption	$146,258 Land $24,000 Building $122,258	$365,645 Land $60,000 Building $305,645
2023	$4,607.00 (+50.7%) Homeowner's exemption	$142,836 (+44.6%) Land $24,000 Building $118,836	$357,089 (+44.6%) Land $60,000 Building $297,089
2022	$3,057.00 Homeowner's exemption	$98,778 Land $14,800 Building $83,978	$246,946 Land $37,000 Building $209,946

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 69 Howard Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69 Howard Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINDER serves 51,540 people · EPA ID GA0130002
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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