69 Emerald Dr, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 69 Emerald Dr, Buffalo, NY 14224

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,452 sqft · built 1955
Lot Size0.182 acres (7,920 sqft)
Owner2 Individual Names on Record
Last Sale$117,000 (Feb 2010)
Tax Bill$4,751 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN21-435-280

Property Details

APN / Parcel Number

Primary APN21-435-280
Alternative APNs
  • 68001430700009017000
  • 146800 143.07-9-17

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,452 sqft Living Area
1st Floor Area910 sqft
Upper Floors Area542 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1958
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area7,920 sqft (0.182 acres)
Lot Dimensions131 ft deep x 60 ft wide
Garage TypeDetached
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area223 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number21-435-280
Street Address69 EMERALD DR
CityBUFFALO
StateNY
Zip14224-3403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code05 - COMME
Legal DescriptionMC-1862 SL-39(FL-168,169) GREENMEADOWS S/D 60 X 131.76
Legal SubdivisionEBENEZER LANDS
Legal Block9
Legal Lot Number17.000
JurisdictionERIE NY
Township / Civil DivisionWEST SENECA
Census Block Group1
Census Block1003
Census Tract12002

Owner

Source: Erie County and West Seneca Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address69 EMERALD DR, BUFFALO, NY 14224-3403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 5, 2010 · Amount on Record
Deed SaleFeb 5, 2010 · Amount on Record
Deed Document Number201022808
Deed Book / Page11177 / 6019
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address69 EMERALD DR, BUFFALO, NY 14224-3403
Transaction TypeMortgage
Record UpdatedMar 8, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 EMERALD DR, BUFFALO, NY 14224-3403

Mortgage

Document Number0140368200
DateJan 24, 2022
Book Page14036/8200
Instrument2022015307
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionWest Seneca Town
Unified School DistrictWest Seneca Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,751.00 (+2.61%)$47,100 (-) Land $7,800 Building $39,300$196,300 (+4.19%) Land $32,508 Building $163,792
2024$4,630.00 (+21.05%) Homeowner's exemption$47,100 (-) Land $7,800 Building $39,300$188,400 (+4%) Land $31,200 Building $157,200
2023$47,100 Land $7,800 Building $39,300$181,154 Land $30,000 Building $151,154
2019$3,825.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims28 (1979–2004)
Claims Outside the SFHA3 of 28
Most Recent ClaimSep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Emerald Dr

Nearby Streets

Search Property Records by Address or Parcel Number