Pender County property record for 69 E Rdg, Surf City, NC 28445 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Architecture Style | Cape Cod |
| Year Built | Built 2000 |
| Square Footage | 1,344 sqft Living Area |
| Lot Size | 5,576 sqft (0.128 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,238.00 (2025) |
| Primary APN | 4234-13-1425-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,344 sqft Living Area |
| Basement Area | 60 sqft Basement |
| Unfinished Basement | 60 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Lot Area | 5,576 sqft (0.128 acres) |
| Depth X Width | 100 ft x 56 ft Depth x Width |
| Shed | 1 Shed |
| Shed Area | 112 sqft Shed |
| Deck Area | 120 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 400594947 |
|---|---|
| Street Address | 69 E RIDGE |
| City | SURF CITY |
| State | NC |
| Zip | 28445-6874 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L69,PB 27/105 SANDY RIDGE |
| Legal Subdivision | SANDY RIDGE |
| Legal Lot Number | 69 |
| Jurisdiction | PENDER NC |
| Minor Civil Division | TOPSAIL |
| Census Blockgroup | 1 |
| Census Block | 1055 |
| Census Tract | 920106 |
Source: Pender County records · APN 4234-13-1425-0000
Assessment roll updated January 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 69 E RIDGE, SURF CITY, NC 28445-6874 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 01, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL BANK & TRUST |
| Apr 05, 2017 | Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Sep 05, 2006 |
| Transfer Doc | 0030430329 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 69 E RIDGE, SURF CITY, NC 28445-6874 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 69 E RIDGE, SURF CITY, NC 28445-6874 |
| Document Number | 0048201591 |
|---|---|
| Date | Sep 01, 2023 |
| Book Page | 4820/1591 |
| Name | COASTAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, NC 28546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 69 E RIDGE, HOLLY RIDGE, NC 28445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046401663 |
|---|---|
| Date | Apr 05, 2017 |
| Book Page | 4640/1663 |
| Name | INTERCOASTAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2047 |
Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Municipality | Surf City Town |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,238.00 (+12.52%) | $693,218 (+157.03%) Land $434,434 Building $258,784 | $693,218 (+157.03%) Land $434,434 Building $258,784 |
| 2023 | $269,701 (-) Land $111,359 Building $158,342 | $269,701 (-) Land $111,359 Building $158,342 | |
| 2022 | $1,989.00 | $269,701 Land $111,359 Building $158,342 | $269,701 Land $111,359 Building $158,342 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 32% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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