66 E Rdg, Surf City (Holly Ridge), NC 28445 Property Records

Pender County property record for 66 E Rdg, Surf City, NC 28445 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,768 sqft · built 2008
Lot Size0.121 acres (5,314 sqft)
OwnerCompany Name on File
Last Sale$375,000 (Aug 2014)
Tax Bill$2,416 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN4234-13-2555-0000

Property Details

APN / Parcel Number

Primary APN4234-13-2555-0000
Alternative APNs
  • 400964134
  • 964134

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,768 sqft Living Area

Exterior

Year BuiltBuilt 2008
Architectural StyleCottage
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Lot Area5,314 sqft (0.121 acres)
Lot Dimensions100 ft deep x 56 ft wide

Exterior Amenities

PorchPorch
Porch Area70 sqft
Deck Area182 sqft
CabinCabin

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number400964134
Old Parcel Number4234 13 2555 0000
Street Address66 E RIDGE
CitySURF CITY
StateNC
Zip28445-6874
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL66,PB 27/105 SANDY RIDGE
Legal SubdivisionSANDY RIDGE
Legal Lot Number66
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group1
Census Block1055
Census Tract920106

Owner

Source: Pender County records · APN 4234-13-2555-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address66 E RIDGE, SURF CITY, NC 28445-6874
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 05, 2014 · Amount on Record
Deed SaleAug 05, 2014 · Amount on Record
Prior SaleJan 09, 2012 · Amount on Record
Deed Document Number0000384452
Deed Book / Page38 / 4452
Record UpdatedJun 08, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address66 E RIDGE, SURF CITY, NC 28445-6874
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046511044
DateSep 20, 2017
Book Page4651/1044
Instrument4651-1044
Lender
NameNEW YORK COMMUNITY BANK
TypeBank
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2032

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
MunicipalitySurf City Town
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,416.00$805,607 (+139.67%) Land $432,504 Building $373,103$805,607 (+139.67%) Land $432,504 Building $373,103
2023$336,134 Land $110,638 Building $225,496$336,134 Land $110,638 Building $225,496

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419201061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 2,399 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2,712 units insured
313 under condo master policies
Nearby Flood Claims661 (1986–2024)
Claims Outside the SFHA6 of 661
Most Recent ClaimSep 2024, tidal / storm surge
Claims By Storm
  • Hurricane Florence, Sep 2018 · 385 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 82 claims
  • Hurricane Fran, Sep 1996 · 103 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 1% of North Carolina
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 204 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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