Pender County property record for 64 E Rdg, Surf City, NC 28445 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,568 sqft Living Area |
| Lot Size | 4,879 sqft (0.112 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $760,000 (2023) |
| Tax Bill | $3,274.00 (2025) |
| Primary APN | 4234-13-3661-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,568 sqft Living Area |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Cottage Style |
| Exterior Material | Wood Exterior |
| Foundation Type | Pile Foundation |
| Lot Area | 4,879 sqft (0.112 acres) |
| Depth X Width | 75 ft x 56 ft Depth x Width |
| Deck Area | 320 sqft Deck |
| Cabin/Rustic Dwelling | Cabin/Rustic Dwelling |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 000054922 |
|---|---|
| Old Parcel Number | 4234 13 3661 0000 |
| Street Address | 64 E RIDGE |
| City | SURF CITY |
| State | NC |
| Zip | 28445-6874 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L64,PB 27/105 SANDY RIDGE |
| Legal Subdivision | SANDY RIDGE |
| Legal Lot Number | 64 |
| Jurisdiction | PENDER NC |
| Minor Civil Division | TOPSAIL |
| Census Blockgroup | 1 |
| Census Block | 1055 |
| Census Tract | 920106 |
Source: Pender County records · APN 4234-13-3661-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 64 E RIDGE, SURF CITY, NC 28445-6874 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · Small Business Association Mortgage UNITED COMMUNITY BANK |
| Aug 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEXERA HOLDING LLC |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 24, 2023 · Amount on Record |
| Deed Sale | Aug 24, 2023 · Amount on Record |
| Prior Sale | Jun 07, 2013 · Amount on Record |
| Deed Doc Number | 0027624819 |
| Deed Book / Page | 2762 / 4819 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 64 E RIDGE, SURF CITY, NC 28445-6874 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 413 N EAST ST, RALEIGH, NC 27604-1233 |
| Document Number | 0048841092 |
|---|---|
| Date | Feb 12, 2026 |
| Book Page | 4884/1092 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29601 |
| Type | Small Business Association Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 15, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Aug 24, 2023 |
| Property Address | 64 E RIDGE, HOLLY RIDGE, NC 28445 |
| Document Number | 0048192762 |
| Book / Page | 4819 / 2762 |
| Map Reference | MB 27 PG 105 |
| Instrument Date | Aug 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,520.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1840 BOWLING GREEN TRL, RALEIGH, NC 27613-7469 |
| Name | Verified Name |
|---|---|
| Address | 64 E RIDGE, HOLLY RIDGE, NC 28445 |
| Document Number | 0048192765 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 4819-2765 |
| Name | NEXERA HOLDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 64 E RIDGE, HOLLY RIDGE, NC 28445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047382613 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 4738/2613 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2041 |
Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Municipality | Surf City Town |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,274.00 (+12.55%) | $779,555 (+97.61%) Land $429,286 Building $350,269 | $779,555 (+97.61%) Land $429,286 Building $350,269 |
| 2023 | $394,500 (-) Land $109,439 Building $285,061 | $394,500 (-) Land $109,439 Building $285,061 | |
| 2022 | $2,909.00 | $394,500 Land $109,439 Building $285,061 | $394,500 Land $109,439 Building $285,061 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 2% of the US · above 1% of North Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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