Pender County property record for 42 E Rdg, Surf City, NC 28445 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,970 sqft · built 2003 |
| Lot Size | 0.114 acres (5,009 sqft) |
| Owner | Individual Name on File |
| Last Sale | $328,000 (Sep 2012) |
| Tax Bill | $3,189 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 4234-13-1656-0000 |
| Primary APN | 4234-13-1656-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,970 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Lot Area | 5,009 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 192 sqft |
| Patio Area | 16 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cabin | Cabin |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 400950583 |
|---|---|
| Old Parcel Number | 4234 13 1656 0000 |
| Street Address | 42 E RIDGE |
| City | SURF CITY |
| State | NC |
| Zip | 28445-6874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L42,PB 27/105 SANDY RIDGE |
| Legal Subdivision | SANDY RIDGE |
| Legal Lot Number | 42 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 920106 |
Source: Pender County records · APN 4234-13-1656-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 42 E RIDGE, SURF CITY, NC 28445-6874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2012 · Amount on Record |
| Deed Sale | Sep 27, 2012 · Amount on Record |
| Deed Document Number | 0000954139 |
| Deed Book / Page | 95 / 4139 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 42 E RIDGE, SURF CITY, NC 28445-6874 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047272667 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 4727/2667 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Municipality | Surf City Town |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,189.00 (+12.57%) | $813,686 (+111.77%) Land $430,251 Building $383,435 | $813,686 (+111.77%) Land $430,251 Building $383,435 |
| 2023 | $384,224 (-) Land $109,797 Building $274,427 | $384,224 (-) Land $109,797 Building $274,427 | |
| 2022 | $2,833.00 | $384,224 Land $109,797 Building $274,427 | $384,224 Land $109,797 Building $274,427 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Wildfire Risk | Low above 2% of the US · above 1% of North Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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