7147 Gary Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 7147 Gary Rd, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,248 sqft · built 2005
Lot Size	17.2 acres (751,846 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Jul 2026)
Tax Bill	$6,322 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-09-3-01-1001-000`

Property Details

APN / Parcel Number

Primary APN	`13-09-3-01-1001-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,248 sqft Living Area
1st Floor Area	2,248 sqft
Basement Area	2,248 sqft
Unfinished Basement	2,259 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Roof Type	Gable
Roof Material	Asphalt
Lot Area	751,846 sqft (17.2 acres)
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	641 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7147 GARY RD
City	CHESANING
State	MI
Zip	48616-9461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	N FRL 1/2 OF N FRL 1/2 OF SEC 1 EXC W 152 ACRES THEREOF ALSO EXC THAT PART OF REMAINDER LYING S OF FAIRCHILD CREEK DRAIN ALSO
Legal Range	03E
Legal Township	09N
Legal Section	01
Jurisdiction	SAGINAW MI
Township / Civil Division	CHESANING
Census Block Group	3
Census Block	3095
Census Tract	12600

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14113 GASPER RD, CHESANING, MI 48616-9462
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer CISLO TITLE
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CREDIT UNION
Jan 16, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Jul 24, 2026 · Amount on Record
Deed Document Number	202619481
Prior Transfer Date	Dec 8, 2015
Prior Transfer Doc	0000001217
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 24, 2026
Property Address	7147 GARY RD, CHESANING, MI 48616-9461
Document Number	0000019204
Instrument Date	Jul 23, 2026
Instrument	202619204
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	CISLO TITLE

Transaction

Amount	Amount Recorded
Tax	$43,177.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14113 GASPER RD, CHESANING, MI 48616-9462

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 28, 2026
Property Address	7147 GARY RD, CHESANING, MI 48616-9461
Document Number	0000019481
Instrument Date	Jul 21, 2026
Instrument	202619481
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$405,262.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14819 BUECHE RD, MONTROSE, MI 48457-9321

Mortgage

Document Number	0000019482,
Date	Jul 28, 2026
Instrument	202619482

Lender

Name	FRANKENMUTH CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Jan 16, 2026
Property Address	7147 GARY RD, CHESANING, MI 48616-9461
Document Number	0000001217
Instrument Date	Dec 8, 2015
Instrument	2026001217
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7147 GARY RD, CHESANING, MI 48616-9461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7147 GARY RD, CHESANING, MI 48616-9461

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Chesaning Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,100 (+13.65%)	$516,200 (+13.65%)
2025	$6,322.00 (+3.49%) Homeowner's exemption	$227,100 (+17.06%)	$454,200 (+17.06%)
2024	$6,109.00 (+12.86%)
2023		$194,000	$388,000
2022	$5,413.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (1986–2020)
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 2 claims Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Sep 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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