68966 Benham Beach Rd, Sturgis, MI 49091 Property Records

St. Joseph County property record for 68966 Benham Beach Rd, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,098 sqft · built 1985
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$95,628 (May 2026)
Tax Bill	$3,437 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016-040-004-00`

Property Details

APN / Parcel Number

Primary APN	`016-040-004-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	5 Stories
Building Area	3,098 sqft Living Area
1st Floor Area	1,797 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	72 ft deep x 90 ft wide
Garage Area	655 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	68966 BENHAM BEACH RD
City	STURGIS
State	MI
Zip	49091-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PT LOTS 4 5 6 & 7 BENHAM BEACH DESC AS COM SW COR SEC 1 T8S R11W TH E 80 FT TH N 196.45 FT TO POB TH W 21.15 FT TH N 53D
Legal Range	11W
Legal Township	08S
Legal Section	01
Legal Subdivision	E L BENHAMS 1ST ADDITION TO BENHAM BEACH
Legal Lot Number	4
Jurisdiction	ST JOSEPH MI
Township / Civil Division	WHITE PIGEON
Census Block Group	4
Census Block	4002
Census Tract	41400

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	68966 BENHAM BEACH RD, STURGIS, MI 49091-9208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 12, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 19, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 23, 2018	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	May 12, 2026 · Amount on Record
Deed Document Number	20264036
Prior Transfer Date	Apr 24, 2026
Prior Transfer Doc	0000004036
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 12, 2026
Property Address	68966 BENHAM BEACH RD, STURGIS, MI 49091-9208
Document Number	0000004035
Instrument Date	May 1, 2026
Instrument	20264035
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$77,612.44
Amount Accuracy	Calculated from Transfer Tax
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68966 BENHAM BEACH RD, STURGIS, MI 49091-9208

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 12, 2026
Property Address	68966 BENHAM BEACH RD, STURGIS, MI 49091-9208
Document Number	0000004036
Instrument Date	Apr 24, 2026
Instrument	20264036
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$72,438.21
Amount Accuracy	Calculated from Transfer Tax
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68966 BENHAM BEACH RD, STURGIS, MI 49091-9208

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 19, 2025
Property Address	68966 BENHAM BEACH RD, STURGIS, MI 49091-9208
Document Number	2025009141
Instrument Date	Sep 2, 2025
Instrument	2025009141
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Amount	Amount Recorded
Tax	$960.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	68966 BENHAM BEACH RD, STURGIS, MI 49091-9208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68966 BENHAM BEACH RD, STURGIS, MI 49091-9208

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	68966 BENHAM BEACH RD, STURGIS, MI 49091-9208
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1928/0276
Date	Aug 23, 2018
Book Page	1928/0276

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	White Pigeon Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,000 (+4.16%)	$676,000 (+4.16%)
2025	$3,437.00 (-45.1%)	$324,500 Land $11,200 Building $313,300	$649,000 Land $22,400 Building $626,600
2024	$6,261.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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