68952 Benham Beach Rd, Sturgis, MI 49091 Property Records

St. Joseph County property record for 68952 Benham Beach Rd, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,468 sqft · built 1985
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Company Names on Record
Last Sale	$2,000,000 (Aug 2026)
Tax Bill	$10,824 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-040-005-00`

Property Details

APN / Parcel Number

Primary APN	`016-040-005-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,468 sqft Living Area
1st Floor Area	3,086 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	150 ft deep x 94 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	68952 BENHAM BEACH RD
City	STURGIS
State	MI
Zip	49091-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOTS 6 & 7 BENHAM BEACH & SEC 2 T8S R11W DESD AS: COM SW COR SEC 1 T8S R11W TH E 80 FT TH N 285.74 FT TO POB TH N 66.
Legal Range	11W
Legal Township	08S
Legal Section	02
Legal Subdivision	BENHAM BEACH
Legal Lot Number	6-8
Jurisdiction	ST JOSEPH MI
Township / Civil Division	WHITE PIGEON
Census Block Group	4
Census Block	4002
Census Tract	41400

Owner

Source: St. Joseph County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1 FREDRICK CT, MENLO PARK, CA 94025-2241
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NYS
Mar 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	Jan 31, 1992
Deed Document Number	20266333
Prior Transfer Date	Aug 21, 2012
Prior Transfer Doc	1666/0792
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 5, 2026
Property Address	68952 BENHAM BEACH RD, STURGIS, MI 49091-9208
Document Number	0000006333
Instrument Date	Jul 31, 2026
Instrument	20266333
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	OAK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,515,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1 FREDRICK CT, MENLO PARK, CA 94025-2241

Mortgage

Document Number	0000006334,
Date	Aug 5, 2026
Instrument	20266334

Lender

Name	CITIBANK NYS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	68952 BENHAM BEACH RD, STURGIS, MI 49091-9208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1951/0149
Date	Mar 18, 2019
Book Page	1951/0149

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	White Pigeon Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$877,800 (+5.2%) Land $299,000 Building $578,800	$1,755,600 (+5.2%) Land $598,000 Building $1,157,600
2025	$10,824.00 Homeowner's exemption	$834,400 Land $273,500 Building $560,900	$1,668,800 Land $547,000 Building $1,121,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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