Hamilton County property record for 6890 Cooley Rd, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,400 sqft · built 2020 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $78,500 (May 2019) |
| Tax Bill | $2,182 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 069 031.07 |
| Primary APN | 069 031.07 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,400 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Parking Spaces | 7 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000387880 |
|---|---|
| Old Parcel Number | 069 031.07 |
| Street Address | 6890 COOLEY RD |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-5740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | N 1/2 SW 1/4 SEC 23 TWP 3 R 3 COOLEY ROAD OUT OF 069 031 FOR 2019 |
| Legal Range | 03 |
| Legal Township | 03 |
| Legal Section | 23 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10103 |
6890 Cooley Rd is owned by two individuals who bought it in May 2019.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8586 SEVEN LAKES DR, OOLTEWAH, TN 37363-4939 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2020 | Deed of Trust, Mortgage FIRST CITIZENS NAT'L BK |
| Jan 9, 2020 | Deed of Trust, Construction Loan · Line of Credit FIRST CITIZENS NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on File |
| Deed Sale | May 10, 2019 · Amount on File |
| Deed Document Number | 0011639822 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 6890 COOLEY RD, OOLTEWAH, TN 37363-5740 |
| Document Number | 0924000214 |
| Instrument Date | Sep 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Title Company | FIRST CHOICE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6890 COOLEY RD OOLTEWAH TN 37363, OOLTEWAH, TN 37363 |
| Document Number | 0924000214 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 012164/000977 |
| Instrument | 200924000214 |
| Name | FIRST CITIZENS NAT'L BK |
|---|---|
| Type | Bank |
| Address | DYERSBURG, TN 38024 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 9, 2020 |
| Property Address | 6890 COOLEY RD, OOLTEWAH, TN 37363-5740 |
| Document Number | 0109000058 |
| Book / Page | 011874 / 000022 |
| Instrument Date | Jan 6, 2020 |
| Instrument | 200109000058 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8586 SEVEN LAKES DR OOLTEWAH TN 373634939, OOLTEWAH, TN 37363-4939 |
| Document Number | 109000058 |
|---|---|
| Date | Jan 9, 2020 |
| Book Page | 011874/000022 |
| Instrument | 200109000058 |
| Name | FIRST CITIZENS NAT'L BK |
|---|---|
| Type | Bank |
| Address | DYERSBURG, TN 38025-0370 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 8, 2021 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 6890 Cooley Rd was $2,182.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,182.00 | $144,000 | $576,000 Land $224,000 Building $352,000 |
| 2023 | $1,812.00 | $81,025 | $324,100 Land $78,100 Building $246,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6890 Cooley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6890 Cooley Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 71% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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