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6856 Cooley Rd, Ooltewah, TN 37363 Property Records

Hamilton County property record for 6856 Cooley Rd, Ooltewah, TN 37363

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,860 sqft · built 2005
Lot Size2.76 acres (120,226 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (May 2022)
Tax Bill$1,490 (2025)
Deeds & MortgagesMar 2026 Mortgage
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN069 031.11

Property Details

APN / Parcel Number

Primary APN069 031.11
Alternative APN
  • 0000150446

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,860 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area120,226 sqft (2.76 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000150446
Old Parcel Number069 031.11
Street Address6856 COOLEY RD
CityOOLTEWAH
StateTN
Zip37363-5740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2 GEORGE JENSEN SUB PB 107 PG 78 OUT OF 69-31 FOR 2004
Legal SubdivisionGEORGE JENSEN SUB
Legal Lot Number2
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract10103

Owner

Source: Hamilton County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6856 COOLEY RD, OOLTEWAH, TN 37363-5740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2026Deed of Trust, Mortgage · Conventional Mortgage
TENNESSEE VALLEY FCU
May 4, 2022Warranty Deed, Transfer · Conventional Mortgage
TENNESSEE VALLEY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2022 · Amount on Record
Deed SaleMay 4, 2022 · Amount on Record
Deed Document Number2022214
Deed Book / Page12946 / 295
Prior Transfer DateMar 6, 2017
Prior Transfer Doc0000000108
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address6856 COOLEY RD, OOLTEWAH, TN 37363-5740
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6856 COOLEY RD, OOLTEWAH, TN 37363-5740

Mortgage

Document Number0000000074
DateMar 19, 2026
Book Page14232/175
Instrument2026031900074
Lender
NameTENNESSEE VALLEY FCU
TypeCredit Union
AddressCHATTANOOGA, TN 37402
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 4, 2022
Property Address6856 COOLEY RD, OOLTEWAH, TN 37363-5740
Document Number0000000214
Book / Page12946 / 295
Map ReferenceMB 107 PG 78
Instrument DateMay 2, 2022
Instrument2022050400214
Transaction TypeTransfer
Record UpdatedJan 1, 2026
Title CompanyTRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,110.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6856 COOLEY RD, OOLTEWAH, TN 37363-5740

Mortgage

Document Number0129460298
DateMay 4, 2022
Instrument12946-0298
Lender
NameTENNESSEE VALLEY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.97%
Type Change DateJun 1, 2032
Change FrequencyAnnually
Min Rate At Change2.85%
Max Rate At Change8.97%
Index1-Year CMT
Max Rate8.97%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,490.00 (-0.93%)$98,350 (+46.3%)$393,400 (+46.3%) Land $82,300 Building $311,100
2023$1,504.00$67,225$268,900 Land $49,300 Building $219,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 75% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAVANNAH VALLEY U.D.
serves 30,571 people · EPA ID TN0000613
Water SourceGroundwater influenced by surface water
Last State InspectionApr 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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