Hamilton County property record for 6910 Cooley Rd, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Apr 2026) |
| Deeds & Mortgages | May 2026 Construction Loan Apr 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 069 031.20 |
| Primary APN | 069 031.20 |
|---|
| Street Address | 6910 COOLEY RD |
|---|---|
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-9731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 8 FINES COOLEY TRACE PB 132 PG 192 REV PB 133 PG 75 REV PB 134 PG 41 OUT OF 069 031 FOR 2025 |
| Legal Subdivision | FINES COOLEY TRACE |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10103 |
Source: Hamilton County records · APN 069 031.20
Assessment roll updated January 2, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 456 GIBSON POND RD, CHATTANOOGA, TN 37421-5368 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 01, 2026 | Deed of Trust, Mortgage · Construction Mortgage FARM CREDIT SERVICES MID-AMERICA |
| Apr 16, 2026 | Warranty Deed FIRST CHOICE TITLE |
| Sep 03, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage MILLENNIUM BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2026 · Amount on Record |
| Deed Sale | Apr 16, 2026 · Amount on Record |
| Deed Document Number | 2026166 |
| Deed Book / Page | 14265 / 538 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 01, 2026 |
| Property Address | 6910 COOLEY RD, OOLTEWAH, TN 37363-9731 |
| Document Number | 0000000228 |
| Book / Page | 14283 / 429 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026228 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | 1ST CHOICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 456 GIBSON POND RD, CHATTANOOGA, TN 37421-5368 |
| Document Number | 0000000228, |
|---|---|
| Date | May 01, 2026 |
| Book Page | 14283/429 |
| Instrument | 2026228 |
| Name | FARM CREDIT SERVICES MID-AMERICA |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | May 01, 2057 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 16, 2026 |
| Property Address | 6910 COOLEY RD, OOLTEWAH, TN 37363-9731 |
| Document Number | 0000000166 |
| Book / Page | 14265 / 538 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.166 |
| Record Updated | Apr 27, 2026 |
| Title Company | FIRST CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $24,290.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 456 GIBSON POND RD, CHATTANOOGA, TN 37421-5368 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 03, 2024 |
| Property Address | 6910 COOLEY RD, OOLTEWAH, TN 37363-9731 |
| Document Number | 0000000216 |
| Book / Page | 13695 / 62 |
| Map Reference | MB 6709 PG 279 |
| Instrument Date | Sep 03, 2024 |
| Instrument | 2024090300216 |
| Transaction Type | Transfer |
| Record Updated | Jan 02, 2026 |
| Title Company | FIRST CHOICE TITLE, FIRST CHOICE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,720.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 349, OOLTEWAH, TN 37363-0349 |
| Document Number | 0000000217 |
|---|---|
| Date | Sep 03, 2024 |
| Instrument | 2024090300217 |
| Name | MILLENNIUM BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Sep 03, 2026 |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $37,225 | $148,900 Land $60,000 Building $88,900 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 53% of the US · above 71% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 53 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAVANNAH VALLEY U.D. serves 30,571 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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