Hamilton County property record for 6884 Cooley Rd, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,378 sqft · built 2017 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $70,000 (Jul 2016) |
| Tax Bill | $2,666 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2022 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 069 031.13 |
| Primary APN | 069 031.13 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,378 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000384454 |
|---|---|
| Old Parcel Number | 069 031.13 |
| Street Address | 6884 COOLEY RD |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-5740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COOLEY ROAD OUT OF 069 031 FOR 2017 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10103 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6884 COOLEY RD, OOLTEWAH, TN 37363-5740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 25, 2022 | Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 17, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jan 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS TRI-COUNTY BANK |
| May 20, 2020 | Deed of Trust, Mortgage · Line of Credit TENNESSEE VLY FCU |
| Apr 14, 2017 | Deed of Trust, Mortgage CITIZENS TRI-CNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2016 · Amount on Record |
| Deed Sale | Jul 22, 2016 · Amount on Record |
| Deed Document Number | 0010805598 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 3, 2026 |
| Property Address | 6884 COOLEY RD, OOLTEWAH, TN 37363-5740 |
| Document Number | 0000000003 |
| Book / Page | 14389 / 730 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 20263 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6884 COOLEY RD, OOLTEWAH, TN 37363-5740 |
| Document Number | 0000000003, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 14389/730 |
| Instrument | 20263 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 6884 COOLEY RD, OOLTEWAH, TN 37363-5740 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | UNKNOWN, FCT |
| Name | Verified Name |
|---|
| Document Number | 0000000272 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 12933/470 |
| Instrument | 2022042500272 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 6884 COOLEY RD, OOLTEWAH, TN 37363-5740 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000007 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 12408/33 |
| Instrument | 2021032200007 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 6884 COOLEY RD, OOLTEWAH, TN 37363-5740 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000056 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 14140/805 |
| Instrument | 2025121700056 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 6884 COOLEY RD, OOLTEWAH, TN 37363-5740 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000001 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 11239/588 |
| Instrument | 2018010200001 |
| Name | CITIZENS TRI-COUNTY BANK |
|---|---|
| Type | Bank |
| Address | DUNLAP, TN 37327 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 6884 COOLEY RD, OOLTEWAH, TN 37363-5740 |
| Document Number | 0526000263 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6884 COOLEY RD OOLTEWAH TN 373635740, OOLTEWAH, TN 37363-5740 |
| Document Number | 0526000263 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 012012/000494 |
| Instrument | 200526000263 |
| Name | TENNESSEE VLY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 25, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 6884 COOLEY RD, OOLTEWAH, TN 37363-5740 |
| Document Number | 0000000119 |
| Instrument Date | Apr 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 2997 OZARK CIR CHATTANOOGA TN 374155101, CHATTANOOGA, TN 37415-5101 |
| Document Number | 0000000119 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 011029/000794 |
| Instrument | 119 |
| Name | CITIZENS TRI-CNTY BK |
|---|---|
| Type | Bank |
| Address | SODDY DAISY, TN 37379 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Apr 20, 2022 |
| Date | Apr 21, 2017 |
|---|---|
| Book Page | 011029/000794 |
| Instrument | 119 |
| Name | TENNESSEE VLY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 20, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,666.00 (+21.51%) | $175,950 (+79.4%) | $703,800 (+79.4%) Land $224,000 Building $479,800 |
| 2023 | $2,194.00 | $98,075 | $392,300 Land $78,100 Building $314,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 71% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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