DeSoto County property record for 638 Holiday Cv, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,376 sqft · built 2022 |
| Lot Size | 0.338 acres (14,753 sqft) |
| Owner | Individual on Record |
| Tax Bill | $2,912 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Oct 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-1-12-82-0-00116-00 |
| Primary APN | 3-08-1-12-82-0-00116-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,376 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 14,753 sqft (0.338 acres) |
| Street Address | 638 HOLIDAY CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | COPPER LEAF AT ARBOR POINTE PH LOT 116 |
| Legal Subdivision | COPPER LEAF AT ARBOR POINTE PH II |
| Legal Lot Number | 116 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 71121 |
Source: DeSoto County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 638 HOLIDAY CV, HERNANDO, MS 38632-1022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2022 | Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 8, 2021 | Warranty Deed, Construction Loan · Construction Mortgage PARTNERS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2022 |
| Deed Sale | May 2, 2022 |
| Prior Sale | Oct 8, 2021 |
| Deed Document Number | 0000995553 |
| Deed Book / Page | 995 / 553 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 2, 2022 |
| Property Address | 638 HOLIDAY CV, HERNANDO, MS 38632-1022 |
| Document Number | 000995/553 |
| Book / Page | 995 / 553 |
| Map Reference | MB 136 PG 38 |
| Instrument Date | Apr 27, 2022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 488, NESBIT, MS 38651-0488 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 638 HOLIDAY CV, HERNANDO, MS 38632-1022 |
| Document Number | 0005518783 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 5518/783 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 8, 2021 |
| Property Address | 638 HOLIDAY CV, HERNANDO, MS 38632-1022 |
| Document Number | 000974/264 |
| Book / Page | 974 / 264 |
| Map Reference | MB 136 PG 38 |
| Instrument Date | Oct 7, 2021 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 488, NESBIT, MS 38651-0488 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 488, NESBIT, MS 38651-0488 |
| Investor | Possibly a Property Investor |
| Document Number | 0005368434 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 5368/434 |
| Name | PARTNERS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 7, 2022 |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,912.00 (+13.48%) | $25,002 (+35.16%) Land $4,000 Building $21,002 | $250,016 (+35.16%) Land $40,000 Building $210,016 |
| 2023 | $2,566.00 | $18,498 | $184,977 Land $40,000 Building $144,977 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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