688 Main St, Chipley, FL 32428 Property Records

Washington County property record for 688 Main St, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,748 sqft · built 1948
Lot Size	0.377 acres (16,465 sqft)
Owner	Individual Name on Record
Last Sale	$129,900 (May 2019)
Tax Bill	$1,526 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000027270000`

Property Details

APN / Parcel Number

Primary APN	`000027270000`
Alternative APN	`27270000`

Interior

Full Baths	2 Baths
Building Area	1,748 sqft Heated Area
Gross Area	1,786 sqft
Flooring	Ceramic Tile
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2015
Exterior Material	Asbestos
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,465 sqft (0.377 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Porch	Open Porch
Porch Area	18 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000027270000
Street Address	688 MAIN ST
City	CHIPLEY
State	FL
Zip	32428-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 5 13 ORB 1144 P 286 BEG 370.5' S OF NEC OF LOT 1, RUN 110' N & S BY 150' E & W, IN LOT 1, H/A BLK B, LESS S 5.5'
Legal Range	13W
Legal Township	05N
Legal Section	33
Legal Subdivision	HAGERMAN ADD
Legal Block	B
Legal Lot Number	1
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	2
Census Block	2005
Census Tract	970103

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	688 MAIN ST, CHIPLEY, FL 32428-1245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2019 · Amount on Record
Deed Sale	May 3, 2019 · Amount on Record
Deed Document Number	201967003463
Deed Book / Page	1144 / 0286
Record Updated	Jun 8, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	May 3, 2019
Property Address	688 MAIN ST, CHIPLEY, FL 32428-1245
Document Number	0067003463
Book / Page	1144 / 0286
Instrument Date	Apr 30, 2019
Instrument	201967003463
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$909.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 93, BELL, FL 32619-0093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829B FRALSER CIRCLE, CHIPLEY, FL 32428

Mortgage

Document Number	0067003464
Date	May 3, 2019
Book Page	1144/0288
Instrument	201967003464

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,526.00 (+6.42%) Homeowner's exemption	$117,355 (+2.9%)	$192,221 (+16.92%) Land $8,250 Building $183,971
2024	$1,434.00 (+3.76%) Homeowner's exemption	$114,048 (+3%)	$164,404 (+9.2%) Land $8,250 Building $156,154
2023	$1,382.00 (+4.38%) Homeowner's exemption	$110,726 (+3%)	$150,556 (+9.34%) Land $8,250 Building $142,306
2022	$1,324.00 Homeowner's exemption	$107,501	$137,699 Land $8,250 Building $129,449

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2002–2020)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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