681 Main St, Chipley, FL 32428 Property Records

Washington County property record for 681 Main St, Chipley, FL 32428 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	3,171 sqft Heated Area
Lot Size	52,011 sqft (1.19 acres)
Pool	476 sqft
Last Sale	$386,000 (2021)
Tax Bill	$9,560.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`000026890000`
Alternative APN	`26890000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,171 sqft Heated Area
Gross Area	3,859 sqft Gross Area
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	2 Fireplaces

Exterior

Year Built	Built 1921
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	52,011 sqft (1.19 acres)
Depth X Width	340 ft x 153 ft Depth x Width

Exterior Amenities

Pool Area	476 sqft Pool
Fence	Fence
Porch	Open Porch
Porch Area	688 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	000026890000
Street Address	681 MAIN ST
City	CHIPLEY
State	FL
Zip	32428-1252
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	33 5 13 ORB 1227 P 804 BG 273' N. OF SWC OF LOT 4, RUN N.153', E.323', S.153', W.323', TO BEG. BLK A
Legal Range	13W
Legal Township	05N
Legal Section	33
Legal Subdivision	HAGERMANS ADD/CHIPLEY
Legal Block	A
Legal Lot Number	4
Jurisdiction	WASHINGTON FL
Minor Civil Division	CHIPLEY
Census Blockgroup	2
Census Block	2034
Census Tract	970104

Owner

Source: Washington County records · APN 000026890000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PSC 119 BOX 72 APO, AE
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Deed Doc Number	202167010153
Deed Book / Page	1227 / 804
Record Refreshed	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Dec 17, 2021
Property Address	681 MAIN ST, CHIPLEY, FL 32428-1252
Document Number	0067010153
Book / Page	1227 / 804
Instrument Date	Dec 16, 2021
Instrument	202167010153
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,702.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1984 RIVER RD, 1984, JACKSONVILLE, FL 32207-3904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 CHRISTMAS TREE LN, PANAMA CITY BEACH, FL 32413-8905

Mortgage

Document Number	0000000806
Date	Dec 17, 2021
Instrument	1227/806

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,560.00 (+38.45%)	$458,498 (+21.24%) Land $14,918 Building $443,580	$458,498 (+5.64%) Land $14,918 Building $443,580
2024	$6,905.00 (+3.41%) Homeowner's exemption	$378,181 (+3%)	$433,999 (+12.31%) Land $14,918 Building $419,081
2023	$6,677.00 (+2.87%) Homeowner's exemption	$367,166 (+3%)	$386,436 (+8.41%) Land $14,918 Building $371,518
2022	$6,491.00 Homeowner's exemption	$356,472 Land $14,918 Building $341,554	$356,472 Land $14,918 Building $341,554

Flood & Wildfire

681 Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Washington County (12133C), updated July 4, 2011

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 37th percentile of exposed land nationally · 11th in Florida
Wildfire Likelihood	Low — about 1 in 2,500 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.