682 Main St, Chipley, FL 32428 Property Records

Washington County property record for 682 Main St, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,136 sqft · built 1946
Lot Size	0.36 acres (15,725 sqft)
Owner	Individual Name on File
Last Sale	$74,900 (Sep 2017)
Tax Bill	$626 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000027250000`

Property Details

APN / Parcel Number

Primary APN	`000027250000`
Alternative APN	`27250000`

Interior

Full Baths	1 Bath
Building Area	1,136 sqft Heated Area
Gross Area	1,352 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2015
Exterior Material	Asbestos
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,725 sqft (0.36 acres)
Lot Dimensions	150 ft deep x 105 ft wide
Porch	Porch
Patio Area	80 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000027250000
Street Address	682 MAIN ST
City	CHIPLEY
State	FL
Zip	32428-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 5 13 ORB 1099 P 851 BEG. 265 1/2' S. OF NEC OF LOT 1 RUN 105' N&S, 150' E&W BLK B
Legal Range	13W
Legal Township	05N
Legal Section	33
Legal Subdivision	HAGERMAN ADD/CHIPLEY
Legal Block	B
Legal Lot Number	1
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	2
Census Block	2005
Census Tract	970103

Owner

Source: Washington County records · APN 000027250000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	682 MAIN ST, CHIPLEY, FL 32428-1245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 20, 2017 · Amount on Record
Deed Sale	Sep 20, 2017 · Amount on Record
Prior Sale	Aug 01, 2014 · Amount on Record
Deed Document Number	0001099851
Deed Book / Page	1099 / 851
Record Updated	Jun 08, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 20, 2017
Property Address	682 MAIN ST, CHIPLEY, FL 32428-1245
Document Number	0067006451
Book / Page	1099 / 851
Instrument Date	Sep 20, 2017
Instrument	201767006451
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1452 BRICKYARD RD, 1452, CHIPLEY, FL 32428-5975

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 MAIN ST, CHIPLEY, FL 32428-1245

Mortgage

Document Number	0000000853
Date	Sep 20, 2017
Instrument	1099/853

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$626.00 (+4.51%) Homeowner's exemption	$69,765 (+2.9%)	$121,365 (+16.55%) Land $7,875 Building $113,490
2024	$599.00 (+0.34%) Homeowner's exemption	$67,799 (+3%)	$104,127 (+8.99%) Land $7,875 Building $96,252
2023	$597.00 (+1.02%) Homeowner's exemption	$65,824 (+3%)	$95,541 (+9.1%) Land $7,875 Building $87,666
2022	$591.00 Homeowner's exemption	$63,907	$87,573 Land $7,875 Building $79,698

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2002–2020)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2020 · Hurricane Sally

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

Based on FCC filings for 232 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CHIPLEY serves 3,660 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.