675 Main St, Chipley, FL 32428 Property Records

Washington County property record for 675 Main St, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,295 sqft · built 1958
Lot Size	1.55 acres (67,954 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,169 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`000026900000`

Property Details

APN / Parcel Number

Primary APN	`000026900000`
Alternative APN	`26900000`

Interior

Full Baths	3 Baths
Building Area	2,295 sqft Heated Area
Gross Area	3,409 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2001
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	67,954 sqft (1.55 acres)
Lot Width	380 ft Width
Garage Type	Finished
Garage Area	506 sqft
Porch	Open Porch
Porch Area	256 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000026900000
Street Address	675 MAIN ST
City	CHIPLEY
State	FL
Zip	32428-1252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 5 13 200' OFF N. END OF LOT 4. BLK A BLK A, (LE ORB 1138 P 288), ORB 1195 P 78
Legal Range	13W
Legal Township	05N
Legal Section	33
Legal Subdivision	HAGERMAN ADD/CHIPLEY
Legal Block	A
Legal Lot Number	4
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	2
Census Block	2034
Census Tract	970104

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	675 MAIN ST, CHIPLEY, FL 32428-1252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Aug 17, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2021
Deed Sale	Jan 5, 2021
Prior Sale	Feb 26, 2019 · Amount on Record
Deed Document Number	202167000044
Deed Book / Page	1138 / 288
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Feb 26, 2019
Property Address	675 MAIN ST, CHIPLEY, FL 32428-1252
Document Number	0067001410
Book / Page	001138 / 000288
Instrument Date	Feb 20, 2019
Instrument	67001410
Transaction Type	Transfer
Record Updated	Mar 4, 2019
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	675 MAIN ST CHIPLEY FL 324281252, CHIPLEY, FL 32428-1252

Mortgage

Document Number	67001411
Date	Feb 26, 2019
Book Page	001138/000290
Instrument	67001411

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Aug 17, 2018
Property Address	675 MAIN ST, CHIPLEY, FL 32428-1252
Document Number	0067005750
Book / Page	001125 / 000319
Instrument Date	Aug 8, 2018
Instrument	67005750
Transaction Type	Transfer
Record Updated	Aug 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 SYCAMORE CIR ORMOND BEACH FL 321743411, ORMOND BEACH, FL 32174-3411

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,169.00 (+6.06%) Homeowner's exemption	$153,199 (+2.9%)	$260,260 (+7.84%) Land $25,260 Building $235,000
2024	$2,045.00 (+3.44%) Homeowner's exemption	$148,881 (+3%)	$241,339 (+13.89%) Land $25,260 Building $216,079
2023	$1,977.00 (-0.9%) Homeowner's exemption	$144,545 (+3%)	$211,897 (+8.68%) Land $25,260 Building $186,637
2022	$1,995.00 Homeowner's exemption	$140,335	$194,974 Land $25,260 Building $169,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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