Kane County property record for 688 Ford Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,800 sqft · built 1975 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Mar 2023) |
| Tax Bill | $6,567 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Oct 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01-481-023 |
| Primary APN | 06-01-481-023 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 91 ft deep x 50 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 688 FORD AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEO M LUDLOWS ADDN LOT 1 BLOCK 1 |
| Legal Subdivision | GEO M LUDLOWS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 850800 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 688 FORD AVE, ELGIN, IL 60120-2220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2023 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 24, 2018 | Trustee's Deed, Construction Loan · Line of Credit CONSTRUCTIVE LNS LLC |
| Apr 19, 2018 | Warranty Deed, Transfer WAVELAND ENTS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2023 · Amount on Record |
| Deed Sale | Mar 30, 2023 · Amount on Record |
| Prior Sale | Apr 13, 2015 · Amount on Record |
| Deed Document Number | 20239760 |
| Prior Transfer Date | May 10, 2005 |
| Prior Transfer Doc | 0000067280 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 30, 2023 |
| Property Address | 688 FORD AVE, ELGIN, IL 60120-2220 |
| Document Number | 0000009760 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 2023K009760 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 S FINANCIAL PL # 2000, 2000, CHICAGO, IL 60605-1000 |
| Name | Verified Name |
|---|---|
| Address | 1773 SYCAMORE ST, DES PLAINES, IL 60018-2266 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 24, 2018 |
| Property Address | 688 FORD AVE, ELGIN, IL 60120-2220 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 52119 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 2, 2018 |
| Title Company | BURNET TITLE-POST CLOSING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7 CREEKSIDE LN BARRINGTON IL 600109343, BARRINGTON, IL 60010-9343 |
| Document Number | 0000052119 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 52119 |
| Name | CONSTRUCTIVE LNS LLC |
|---|---|
| Address | OAK BROOK TERRACE, IL 60181 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 23, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 19, 2018 |
| Property Address | 688 FORD AVE, ELGIN, IL 60120-2220 |
| Document Number | 0000017914 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 17914 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $120.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7 CREEKSIDE LN BARRINGTON IL 600109343, BARRINGTON, IL 60010-9343 |
| Document Number | 17917 |
|---|---|
| Date | Apr 19, 2018 |
| Instrument | 17917 |
| Name | WAVELAND ENTS |
|---|---|
| Address | ARLINGTON HEIGHTS, IL 60004 |
| Amount | Amount Recorded |
|---|
| Rate | 15% |
|---|
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,567.00 (+15.96%) | ||
| 2024 | $79,293 (+21.39%) Land $11,252 Building $68,041 | $237,974 (+21.44%) Land $33,770 Building $204,205 | |
| 2022 | $5,663.00 (+3.95%) | $65,319 (+6.96%) Land $9,269 Building $56,050 | $195,957 (+6.96%) Land $27,807 Building $168,150 |
| 2021 | $5,448.00 | $61,069 Land $8,666 Building $52,403 | $183,207 Land $25,998 Building $157,209 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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