703 Ford Ave, Elgin, IL 60120 Property Records

Cook County property record for 703 Ford Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 957 sqft · built 1954
Lot Size0.191 acres (8,333 sqft)
OwnerIndividual Name on Record
Last Sale$132,000 (May 2000)
Tax Bill$4,515 (2023)
Deeds & MortgagesMar 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN06-07-101-004

Property Details

APN / Parcel Number

Primary APN06-07-101-004
Alternative APN
  • 06-07-101-004-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area957 sqft Living Area
1st Floor Area957 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1955
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,333 sqft (0.191 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address703 FORD AVE
CityELGIN
StateIL
Zip60120-2219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(BLACKHAWK)(MANOR) SUB PT LOT 19
Legal Range9E
Legal Township41N
Legal Section07
Legal SubdivisionBLACK HAWK MANOR
Legal Lot Number19
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1034
Census Tract804313

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address703 FORD AVE, ELGIN, IL 60120-2219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2000 · Amount on Record
Deed SaleMay 26, 2000 · Amount on Record
Deed Document Number200030
Record UpdatedOct 29, 2026

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOOK IL
Property Address703 FORD AVE, ELGIN, IL 60120-2219
Document Number1910757167
Instrument DateMar 8, 2019
Transaction TypeMortgage
Record UpdatedApr 25, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address703 FORD AVE ELGIN IL 601202219, ELGIN, IL 60120-2219

Mortgage

Document Number1910757167
DateApr 17, 2019
Instrument10757167
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
AmountAmount Recorded
Term480 Months
DueApr 16, 2059

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,000 (+21.06%) Land $5,833 Building $17,167$230,000 (+21.06%) Land $58,330 Building $171,670
2023$4,515.00 (+3.63%)
2022$4,357.00 Homeowner's exemption$18,999 Land $5,416 Building $13,583$189,990 Land $54,160 Building $135,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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